年度归档 2024年4月17日

Food insurance, Xiong Haizi insurance, mobile phone broken screen insurance … Are these novel insurances reliable?

  Xinhua News Agency, Beijing, May 5 (Reporter Wang Aona, Cao Yiming) Afraid of eating your stomach, Xiong Haizi damaging the goods in the shopping mall, and accidentally breaking the screen of your mobile phone? Maybe the insurance company has already thought of it for you.

  Nowadays, novel Internet insurance products such as "food insurance", "Xiong Haizi insurance" and "mobile phone broken screen insurance" attract more and more consumers’ attention. Are these new types of insurance reliable? How do insurance companies design these products? What should I pay attention to when buying Internet insurance?

  Internet plus Insurance meets the individual needs of users.

  "Remember those years because of greed and sin? Then why not take out a food insurance to make yourself more secure? " The reporter saw in a shop of Taobao Insurance that the purchase of this food insurance premium only needs 9 yuan, and in the following year, if you are hospitalized or out-patient for acute gastroenteritis, you can pay 1000 yuan the highest.

  There are not a few unexpected Internet innovation insurances like "food insurance". These special insurances with low premium, short guarantee period and strong interest have attracted more and more insurance online consumption. Among them, 0.9 yuan can take out the "occasional minor injury insurance", the protection period is one to three months, and the maximum compensation for accidental injuries during this period is 2,000 yuan. "January5" who bought this insurance said: "Spend a little money to buy peace of mind." There is also the "Xiong Haizi Insurance" which costs 8 yuan a whole year. Children under the age of 17 can get compensation for breaking shopping mall vases or school glass.

  It is not difficult to see that Internet insurance has expanded more application scenarios in traditional property insurance and personal insurance, such as "Wang Xingbao" to protect the medical expenses caused by pet injuries, "Mobile phone broken screen insurance" for "hand-sliding party" and "beautiful as a flower insurance" for plastic surgery accidents. Compared with traditional insurance, these Internet insurances developed based on specific scenarios meet the short-term personalized segmentation insurance needs of users.

  Chen Jin, CEO of Zhongan Online Property Insurance Co., Ltd., said that the Internet has changed the traditional business pattern. The core of the Internet economy is customer demand-oriented, and so is the insurance market. It is these massive, small and fragmented insurance policies that greatly lower the threshold of insurance and cultivate the new consumption habits of the younger generation to buy insurance.

  Scenario innovation insurance is both a slogan and a risk.

  Relying on the rapid substitution of Internet insurance for some standardized traditional insurance and the incremental market brought by innovative products, the innovative business of Internet insurance has maintained rapid growth.

  According to statistics, in 2017, the number of Internet insurance signs was 12.491 billion, an increase of 102.60%, of which accident insurance was 1.592 billion, an increase of 539.26%; 1.032 billion liability insurance, an increase of 438.25%. It is precisely because of the prospect of rapid development of Internet insurance that more and more Internet giants such as Ali, Tencent, Baidu and JD.COM are competing to lay out in this field.

  Chen Jin believes that with the advancement of artificial intelligence, cloud computing, big data and other technologies, the power of science and technology has begun to reshape the product design, pricing, sales and claims of the insurance value chain. Taking product design as an example, Internet insurance companies cut in to acquire customers from e-commerce transactions, online payment, online travel and other scenarios, and collect, process and analyze user data in various ecosystems, making many risks become insurable from non-insurable. For example, relying on the user’s purchase history, return frequency and other data, provide online shopping return insurance; Provide flight delay insurance by analyzing flight dynamics, travel frequency, weather conditions and other data.

  "In the product pricing process, the combination of the Internet of Vehicles, drones, wearable devices and big data technology will help insurance companies better grasp the needs and risks of users and realize ‘ Thousands of people have thousands of faces ’ Dynamic pricing of. For example, in the field of auto insurance, we can rely on Internet big data to achieve accurate &lsquo according to the multi-dimensional factors such as driving mileage, behavior habits and vehicle safety factor of the owner; One car for one price ’ 。” Chen Jin said, "The future of Internet insurance should be personalized, customized and intelligent."

  It is worth noting that while Internet insurance brings convenience to consumers, there are also potential risks.

  The Bank of China Insurance Regulatory Commission recently issued a risk warning that "eye-catching" products may be misleading. Some insurance institutions have launched so-called "eye-catching" products for one-sided pursuit of attention and sales volume, and there are some problems such as nonstandard publicity content, inconsistent or incomplete display of format terms contained in web pages, and unclear exemption clauses, which are suspected of misleading consumers. In addition, some online platforms hide "tying", selling some insurance products by default checking on their ticketing and hotel reservation pages, failing to clearly list the underwriting subject or agent sales subject, and failing to fully disclose relevant important information such as insurance product terms, which infringes on consumers’ rights and interests such as the right to know and the right to choose independently.

  Is it innovation or flicker? It is also necessary to strengthen supervision

  Wang Yonghua, a visiting researcher at the Insurance Center of the Development Research Institute of Fudan University, said that if it is an insurance product, the first thing is insurance. In the name of mutual aid, some institutions are ostensibly insurance, but what they actually do is to raise funds for people. Some "exotic risks" may be controversial in claims because of their special scenes, and insurance companies may also try their best to expand sales, but ignore claims.

  "From the consumer’s point of view, you should not be impulsive before buying, and you should fully understand the product. It should be understood that buying insurance is a way to protect extreme risks, not to make a fortune. Even wealth management products can only provide very limited value-added. " Wang Yonghua said.

  Xia Xuemin, a visiting researcher in institute for public policy, Zhejiang University, believes that Internet insurance has many advantages, such as flexibility, low issuance and sales costs, and many institutions, even those without insurance business qualifications, have started to "scratch the edge" and launched many strange so-called Internet insurance products, and some even directly violated the national regulatory rules on insurance.

  At the beginning of 2017, the relevant departments issued the Guidelines for the Development of Insurance Products of Property Insurance Companies, which for the first time refined the principles and prohibitive provisions for the development of insurance products of property insurance companies, and directed the supervision at property insurance products with hype concepts and gimmicky tendencies in the market, such as "sticker insurance", "love insurance" and "helping the elderly to be wrongly insured".

  Cao Xingquan, a professor at the School of Civil and Commercial Law of Southwest University of Political Science and Law, said that the insurance law stipulates the approval and filing mechanism for product development, and the so-called "innovation" that does not conform to the insurance principle should be controlled by the government through strict implementation.

  Xia Xuemin suggested that blacklists and integrity files of Internet insurance should be established, reporting channels should be opened, and users should be encouraged to actively reflect suspicious institutions and products, and online exposure should be made for unqualified sales of Internet insurance and illegal cross-border agency of Internet insurance products.

Xingyue L in Tongling area is on sale with a discount of 15,000 yuan! Act quickly.

In the preferential promotion channel in Tongling, car home, preferential promotion activities are being carried out, with the highest preferential amount reaching 15,000 yuan. Now the minimum starting price for purchasing Xingyue L is 122,200 yuan. If you want to get a higher discount, please click the "Check Car Price" button in the quotation form to learn more about the discount.

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The Xingyue L car system adopts a streamlined design language, and the front face shape is very modern. Its air intake grille is decorated with a large area of chrome plating, which echoes the body lines, showing a sense of luxury and dynamism. The overall style of the car body is fashionable and the lines are smooth, which highlights its sense of movement and fashion. The side of the car body adopts double waistline design, which makes the car body lines smoother and the visual effect more dynamic. The rear of the car adopts the exhaust layout of four sides, creating a strong sporty atmosphere. The overall design style is simple and atmospheric, which meets the aesthetic needs of young people and highlights their fashion and sports positioning.

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As a medium-sized SUV, the length, width and height of Xingyue L are 4770*1895*1689mm, the wheelbase is 2845mm, and the front and rear wheel tracks are 1610mm respectively. The lines on the side of the car are smooth and concise without losing the sense of strength, which highlights the stability and atmosphere of the whole car. Tyre size is 235/50 R19, which is the same as tyre size before and after, which makes the whole vehicle feel more harmonious. The rim adopts a multi-spoke design, which complements the style of the whole vehicle and shows the luxurious temperament of Xingyue L.

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The interior style of Xingyue L is simple and exquisite, and the steering wheel is wrapped in leather, which makes it feel comfortable and supports manual adjustment up and down and back and forth. The center console is equipped with a 12.3-inch large screen, which supports voice recognition control such as multimedia system, navigation, telephone, air conditioner and skylight. The seat is made of imitation leather. The front and rear adjustment, backrest adjustment, height adjustment and lumbar support are supported by the main and co-pilot seats. The driver’s seat also has heating and ventilation functions. The front seats are also equipped with electric memory function. The rear seats can be scaled down to provide passengers with a more comfortable ride experience. In addition, the front and rear rows are equipped with USB and Type-C interfaces, which is convenient for users to connect devices such as mobile phones.

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Xingyue L is equipped with a 2.0T 218 horsepower L4 engine with a maximum power of 160 kW and a maximum torque of 325 N m.. This engine uses a 7-speed wet dual-clutch gearbox, which can provide a smooth shifting experience. Its power performance is excellent, it is very comfortable to drive, and it also has high fuel economy. Both urban driving and high-speed driving can meet the user’s demand for power performance.

On the exterior design of Xingyue L, the owner of car home said that he liked it very much. Its atmosphere, smooth lines and urban fashion design style make people recognize Geely’s family-style car head design at a glance, which is particularly recognizable. In addition, the dynamic lines of the car body are also very exciting. It can be said that the exterior design of Xingyue L is very successful in the eyes of car home owner @ar4njp8t9.

The Shandong International Auto Show will be opened on December 8, and exquisite gifts such as LCD TV and washing machine can also be drawn on the spot.

Original title: Visit the auto show, free to smoke luxury cars for half a year. Shandong International Auto Show will open on December 8, and you can also smoke LCD TVs, washing machines and other exquisite gifts.

Source: Popular Newspaper Peninsula News

Original title: Visit the auto show, free to smoke luxury cars for half a year. Shandong International Auto Show will open on December 8, and you can also smoke LCD TVs, washing machines and other exquisite gifts.

Source: Popular Newspaper Peninsula News

Peninsula all-media reporter He Xinyi

Always believe that good things are about to happen! For example, driving a luxury car for half a year for free! In order to give back to the support of fans, the organizer of Shandong International Auto Show has set up a heavy lottery for this exhibition. The ultimate prize is the half-year use right of Janice GV80, as well as exquisite prizes such as LCD TV and washing machine. The series of prizes will be drawn on the spot under the witness of the notary office. The key is that there is no threshold for this lottery. As long as fans go to the scene to scan the QR code of the lottery and fill in the information, they will enter the lottery pool, and all kinds of prizes will have the opportunity to come to them, which makes them feel beautiful. I saw the car, photographed the car model, bought the car I wanted, and there are rich prizes waiting to be won. Isn’t this the best thing in December?

Reduce the price to "unbelievable"

How fierce is the competition in the auto market? Consumers who have seen cars know that dealers who sell cars know that all kinds of new cars equipped with the latest technology are constantly entering the market and impacting market share. The key is that the prices are particularly attractive. A friend told reporters a few days ago: "What do you think of Ai Ruiya from Dongfeng Nissan? Before entering the market, it was more than 260,000, and then the official price was reduced. But now the old terminal has a battery life of more than 180,000 kilometers. I have been paying attention to it before, but I just think it is too expensive. Now it falls into an acceptable range and is ready to win it at the auto show. " In this regard, he feels very excited, and the big price reduction of Italian cars is probably the best thing to buy a car at the end of the year. The discount is far more than that. For example, the Buick new energy SUV E5, which was listed some time ago, showed the determination of traditional car companies to defend the new energy track at a price of over 200,000 yuan. However, this car recently launched a pioneer version with a price of only 169,900 yuan. Although the configuration has been adjusted, the configuration related to driving comfort and safety is all there. A new energy joint venture SUV with a length of nearly 4.9 meters is less than 170,000 yuan. Can you think of this? There are too many surprises at the auto show. Traditional fuel vehicles and new energy vehicles are "rolled up", while new energy vehicles are not allowed to each other in configuration. The models equipped with laser radar are less than 200,000, and medium and large SUVs like Feifan R7 are equipped with Bach cockpit, which is only 189,900 yuan, which is great value!

It is reported that the participating models of Shandong International Auto Show are very complete, and various hot-selling brand coefficients are present. According to the latest statistics, the participating brands include Tesla, Mercedes-Benz, BMW, Audi, AMG, Lexus, Cadillac, Volvo, Jaguar, Land Rover, Janice, SMART, Lincoln, BMW MINI, imported Volkswagen, Alfa Romeo, Jeep, imported Mercedes-Benz commercial vehicle, Ford Zongheng, Volvo New Energy, Maserati, Hongqi, Equation Leopard, Ideal, Tengshi, Haobo, Lan. AITO Automobile, Tank, Zhijie Automobile, Feifan Automobile, Aouita, Polar Fox, Polar Star, Zhiji Automobile, Nezha Automobile, Zero Run Automobile, Changan Deep Blue, Geometric Automobile, FAW-Volkswagen, Jetta, dongfeng fengshen, Dongfeng Scenery, Dongfeng Popular, Guangqi Honda, Beijing Hyundai, Guangqi Honda New Energy, WEY (Wei Brand), Euler, Ruilan, Changan Mazda. Guangzhou Automobile Chuanqi, Dongfeng Honda, Dongfeng Nissan, Guangzhou Automobile Toyota, SAIC Volkswagen, Skoda, SAIC Datong Passenger Car, Dongfeng Peugeot, Dongfeng Citroen, Lectra, Buick, Changan Ford, BYD, Beijing Automobile, Great Wall Haval, Geely Automobile, BAIC Manufacturing, Virtue RV, Datong RV, etc.

Go, go, go Watch the car lottery

Regarding the lucky draw, I believe that many fans have always faced it with a "dubious" attitude, as many friends have said, "If you give something, what good things can there be"! Before that, in order to make this Shandong International Auto Show the "most dazzling star" of the exhibition at the end of the year, the organizer can be said to have taken pains to carefully set up the lucky draw activities, and all kinds of prizes were piled up. For example, the ultimate prize was the half-year right to use the GV80 2.5T As for this model, you can go to the GV80 booth at the Shandong International Auto Show site and have a look. It is full of luxury and various configurations, with a price of 672,800 yuan. Moreover, a few months ago, the reporter commented on GV80, which is equipped with a 2.5T four-wheel drive power system. It has no sense of driving control, and there are five, six and seven seats to choose from to meet the needs of the whole family. What’s important is that the luxury atmosphere inside the car is really strong. After all, it is the brand of Mercedes-Benz BMW. No matter the stitching, color matching and even the smell inside of the car, people will feel that this car is not cheap.

There is only one grand prize, and everyone will definitely not be satisfied. For this reason, the organizers have also specially invested in LCD TVs, washing machines and other prizes, all of which are affordable products for everyone. In order to ensure the fairness and impartiality of the lottery, fans need to go to the designated location of Shandong International Auto Show, scan the special QR code and fill in their personal real information, and enter the lottery pool. The prizes will be drawn under the witness of the staff of Qingdao Notary Office, and the lottery procedures and links will be guaranteed to be true and effective.

A variety of heavy new cars will be unveiled.

It is reported that this year’s Shandong International Auto Show will open the No.1, No.2 and No.4 pavilions, and the heavyweight new cars of major brands will shine on the booth. For example, Tesla Huan’s new Model3, Aouita 12, Haobo HT, BYD Song L, Kia EV5, Zhijie S7, BRONCO Fierce Horse, Ranger …

"The Ranger has just been exhibited at the Guangzhou Auto Show. At this Shandong International Auto Show, it will also be unveiled together with BRONCO Fierce Horse and F150 Raptor. At present, this pickup truck is in the pre-sale stage, and it has been delivered one after another at the end of December, with a price of 158,800 yuan. This new car was made at Shandong Auto Show, just in time to catch up with a wave of benefits, such as the first owner’s lifetime engine, gearbox original factory warranty, 5 years of free traffic, 3,000 yuan of vertical and horizontal coupons, 3 years of free road rescue, up to 3 years of financial interest-free or 1 year of interest-free half-payment and half-loan. If you book before December 12th, you can add an extra 2,000 yuan of vertical and horizontal coupons, and the value of 3,000 yuan of Danxia orange is limited to free car color. "Guo Shenggan, marketing director of Ford’s vertical and horizontal Qingdao Fuyue longitudinal enjoyment space, said that for this Shandong International Auto Show, they have made full preparations to offer a cross-country feast for island city consumers.

It is worth mentioning that from December 8 to 11, 2023, the 15th Shandong International Auto Show will be held in Qingdao International Convention and Exhibition Center, located at No.9 Miao Ling Road, Laoshan District. Its high popularity can not be separated from the support of this venue’s complete facilities and excellent geographical location. Apart from convenient parking and strong hardware of the exhibition hall, there are shopping centers such as Lida and Golden Lion around the auto show, so consumers can take a leisure parent-child tour while choosing cars. And if you plan to go to the exhibition by public transportation, you can take the subway to the convention and exhibition center, get on at any station of Metro Line 11, and get off at the convention and exhibition center station. If you take Metro Line 2, you can get on at any stop and get off at Miao Ling Road Station.

The "money-making" group buying software can’t be opened: some people say that they have been set up for hundreds of thousands, and the police have filed a case.

  With the "Captain Group Purchase" App, it is easy to do sideline business, and the monthly income of 0 cost can reach 10,000 yuan? Recently, Mr. Hu from Hubei reported to The Paper that at the end of August, he saw this attractive App advertisement on the online platform, then downloaded it and used it, but he was caught in a "trap".

  Mr. Hu said that at first, he launched a group fight by purchasing goods in the "Captain Group Purchase" App, and earned "some cigarette money" when he was the head of the team, and then began to increase investment.

  He said that although it is called purchase, it will not receive the goods in the end. After the group is successful, the App will refund the principal and a certain commission.

On September 9, the platform launched a new product, claiming that it would have the opportunity to "double back". Photo courtesy of respondents

  On September 9, the platform launched a new product, claiming that it would have the opportunity to "double back". Photo courtesy of respondents

  However, from the evening of September 9, this App could no longer be opened, and the money invested by Mr. Hu could not be cashed. He immediately reported the case to the local police. According to the transfer voucher provided by Mr. Hu to The Paper, he invested 580,000 yuan, which he said he didn’t have time to withdraw.

  The notice of filing a case issued by the Public Security Bureau of Tianmen City, Hubei Province on September 14 shows that the illegal business case of "captain group purchase" has been established as a criminal case.

  The group buying App that claims to make money suddenly closes.

  Mr. Hu told The Paper that he learned about this application software called "Captain Group Purchase" from the Internet in August. According to related propaganda articles, it is easy to make money by using this software.

  Mr. Hu said that the mode of making money with this software is "being a team leader and earning a commission". Click on the "Head Join" module in the software, and you can see the goods for the group. The types of products include turkey noodles, small household appliances, tables, chairs and so on, and the prices range from several hundred to thousand yuan. The more expensive the products, the more commissions they can get, ranging from several to dozens. After recharging and purchasing goods, it will become the "head of the team". After launching the group fight, the platform will automatically arrange the group. The grouping cycle of different commodities is also different, and the grouping cycle of high-value commodities will be slightly longer. After the grouping is successful, the system will return the principal and commission, and users can withdraw cash.

  Mr. Hu’s first "business" in the captain’s group purchase took place on August 21st, and the transfer records he provided to The Paper showed that he recharged 278 yuan that morning. He recalled that after recharging himself, the software gave 28 yuan the first reward, and then he spent more than 200 yuan to buy turkey noodles, became the head of the team, and launched a group fight. In just one day, he received the principal and a commission reward of several dollars. After tasting the sweetness, he increased the frequency and amount of recharge, bought more and more goods and launched a group fight.

  Although it was a group purchase, Mr. Hu said that he had never received any goods, and he did not know whether the participants arranged by the platform had received any goods.

  "Since September, the rewards of the platform have been even greater." Mr. Hu introduced to The Paper that "Golden September and Silver 10 activities have been publicized a lot", and the platform increased the commission rebate. During the day of September 9, three more products were put on the platform, with prices of 3,199 yuan, 10,199 yuan and 50,000 yuan respectively. The publicity information of the platform shows that the head of delegation can receive high commission and double principal. This made Mr. Hu tempted, and he recharged more than 80,000 yuan that day. On the evening of the 9 th, he suddenly discovered that this App could no longer be opened. According to the transfer records provided by Mr. Hu, he has recharged more than 580,000 yuan to the platform. He said that the money had not been withdrawn in time.

  Mr. Lin, who works in Shenzhen, said that he had the same experience as Mr. Hu. He started to use the Captain’s App at the end of July. Similarly, he earned his first commission by launching turkey noodle dumplings. Subsequently, in August, he recharged three more pens, totaling more than 2,000 yuan, to buy goods and launch a group fight, and also successfully received the principal and commission respectively, and successfully withdrew the cash. This made him trust the platform very much. In September, after seeing the welfare activities initiated by the platform, he increased his investment. From September 2 to September 9, he recharged more than 10,000 yuan, and then the platform closed, and the invested funds sank.

  On September 15th and 16th, The Paper repeatedly called the captain’s customer service phone, all of which indicated that the artificial landline was busy and no one answered.

Notice of filing a case issued by Tianmen police. Photo courtesy of respondents

  Notice of filing a case issued by Tianmen police. Photo courtesy of respondents

  After discovering that he was suspected of being cheated, Mr. Hu immediately reported the case to the local police. The notice of filing a case issued by the Public Security Bureau of Tianmen City, Hubei Province on September 14 shows that the illegal business case of "captain group purchase" has been investigated as a criminal case by the police. Mr. Lin told The Paper that he had also reported the case to the local police station.

  Suspected of "signing a contract" with the victim in the name of other companies.

  The Paper noted that the platform transfer records provided by Mr. Hu and Mr. Lin showed that the recipients were personal accounts instead of Gong Hu, and the recipients often changed. Mr. Hu said that this incident involved a number of users. In the group they built, some users had asked the online customer service about the collection account. The screenshot shows that the online customer service explained that it was "to ensure the safety of users’ funds and avoid the precipitation of the fund pool. The platform collection account is a personal supervision account designated by the three-party supervision bank, and the platform may not use the company account to recharge users". As for the source of the commission, the customer service explained that the commission is only a small part of the total profit of the goods sold by initiating the group order.

  In addition, it is worth noting that every time a transaction is completed, the platform will generate an electronic contract. The product name, the amount of goods purchased, the names of participants and the ID number are written on it. The commission rate and maturity date are agreed, and the repayment method is daily compound interest rebate and return to the principal at maturity.

  Party A is the buyer and Party B is Zhejiang Wenjian E-commerce Co., Ltd.. It is guaranteed by Party C’s China National Investment Financing Guarantee Co., Ltd.. However, when The Paper inquired about official website of China Investment and Financing Guarantee Co., Ltd., he found that the company had issued a statement as early as August, saying that it had never cooperated or signed any contracts and agreements with any commission-ordering platform such as "Zhejiang Wenjian E-Commerce Co., Ltd." and "Captain Group Purchase", and the above-mentioned electronic contracts used their company names and forged their company seals.

  The national enterprise information publicity system shows that Zhejiang Wenjian E-Commerce Co., Ltd. was established in March 2018 with a registered capital of 10 million RMB and its legal representative is Le Kaihua. The Paper found that Zhejiang Putuo News Network published a report in August, 2021 that the Pioneering Park for Retired Soldiers in Putuo District helped the retired soldiers to start their own businesses, which specifically mentioned this company, and wrote: "Le Kaihua, 33, was the first retired soldier to enter the garrison to create a park. In March 2018, he set up an e-commerce company and applied to enter the park. After half a year, due to sales channels, markets and other issues, the company encountered development bottlenecks. Just when he was at his wit’s end, the entrepreneurial tutor in the Military Innovation Park analyzed his entrepreneurial prospect and market according to the actual situation, which pointed out a new direction for enterprise transformation. Today, Lekaihua’s company is running smoothly, and a brand-new smart home experience hall of 300 square meters will also open. " According to the report, Le Kaihua’s suspicion here has nothing to do with the captain’s group purchase. The Paper tweeted to contact the person in charge of the Zhou surname of Junchuang Park in Putuo District, and revealed that Zhejiang Wenjian E-Commerce Co., Ltd. was also impersonated and the company had called the police.

  Zhao Zhao, a policeman from Changsha Anti-Fraud Center, talked to The Paper about his views. He introduced that the scam was similar to the illegal pyramid selling and fund-raising platform of "buying mobile phones to watch advertisements" in earlier years. The victim listened to the platform propaganda and thought that he would buy a mobile phone. He could get a high share of advertising revenue by lying at home and watching news every day. After tasting some sweets from the platform in the early days, he enlisted friends and relatives to join the platform and invested heavily. Finally, the platform one was established.

  Zhao Zhao said that with the rapid development of the mobile Internet in the past two years, such platforms have put on various concepts such as "earning at home", "part-time billing", "member e-commerce" and "digital currency mobile phone mining", taking high profit returns as bait, and integrating various criminal methods such as illegal fund-raising, illegal pyramid schemes and billing fraud, and madly harvesting the funds of investors and franchisees. "

  "Investment needs to be cautious. Investors should not believe in the high return on investment promises of various new concepts on the Internet and trade and invest in informal platforms." Zhao Zhao reminded.

This little red book selection methodology will be finished after reading it!

It is very important to choose products when operating in Xiaohongshu, and we need to adjust dynamically according to the changing market and users. In this article, the author summarizes the relevant methodology of selecting small red books, which may help you better cut into the operation of small red books.

Good choice of goods, no trouble in selling goods!

Seven points depend on the selection, and three points depend on the notes!

Choosing products is a long-term process, not a specific medicine that can be eaten at once!

The average person eats through the selection for 1-2 months, and within 7 days for talented players, even if you are Xiaobai, it doesn’t matter. It’s not out of reach to earn 10w+ a month!

Today, Brother Daren will take you through the following aspects to analyze the picture and text of Little Red Book. If you choose the products with the standard selection methodology, even if you are Xiaobai, you can finish reading it.

According to the data, among the 200 million people living in Xiaohongshu, 72% are post-90 s, and they are concentrated in the first and second lines.

Moreover, according to the user data provided by iResearch, the analysis shows that the main group of Xiaohongshu is women, accounting for more than 80%, which also fully conforms to the community sharing and e-commerce model and the shopping habits and user group characteristics of female users (as follows).

There are several scenarios in the behavior of users of Xiaohongshu: active search, viewing product reviews, understanding trends, seeking inspiration, and actively sharing.

Moreover, 60% of users search in Xiaohongshu at high frequency every day, with an average daily search query volume of nearly 300 million times.

Finding products with good recent data and high sales volume is also the fastest way to produce results.

Whether it’s graphic notes or video notes, first attract users’ attention through the content of the notes, then click on our product link, and finally make a decision to buy and place an order.

Most users rarely look at the content of the product details page and whether there is sales or not, and how the score is. Basically, if you think your notes are well shared, just buy and place an order directly.

The core logic of benchmarking products lies in:

I’ll sell what my peers sell well, and I’ll sell what my peers sell. I’ll sell any product that explodes, and I’ll use any form it uses. If it sends pictures and texts, I’ll send pictures and texts.

Because there is nothing new under the sun, the explosive products will still explode with great probability.

Mistakes in marking and following products:

  1. Don’t look for enterprisesFor example, if someone is an enterprise store and a flagship store, don’t follow.
  2. No sponsorshipThere is a sponsored account in the lower right corner of this note. Don’t follow it.
  3. Not large.The fan base of this account is over 10,000, so don’t follow.
  4. No real peopleDon’t follow the accounts and notes of some real people.

As the name implies, crowd analysis is to find the corresponding products according to the actual crowd attributes.

Although more than 80% of the users of Little Red Books are women, it is not enough for us to understand this, because before girls and girls, their needs were completely different.

For example, girls of every age have different demand for products, and different places, hobbies and needs are also different.

  1. 20-year-olds and 30-year-olds have different needs for skin care products.
  2. North and south, life requirements and entertainment needs are different.
  3. People who like art are different from those who don’t.

People with different identity tags like different things.

Such as:Wear during pregnancy, early education, baby products, baby care, maternity experience, baby fashion, baby care products, baby food and so on.

Moreover, the needs of babies at different ages are different, and the focus of products will change with it, just like focusing on milk powder at the age of 0-1 and early education at the age of 1-3. Of course, you can also classify it in more detail, just one example.

For example, "novice bloggers pay more attention to some basic equipment, such as fill lights, brackets, and learning bloggers’ courses (virtual products), while bloggers with certain experience may have higher requirements for equipment, so our products can choose cameras, micro-orders, radio microphones and so on."

For example, "people in the grass-roots workplace pay more attention to cost-effective skin care products and office supplies, while those in the middle pay more attention to luxury and brand skin care products, while those in the top pay more attention to famous brands."

The same people, different seasons and different months have different needs.

For example, July and August are summer holidays, which is bound to be the peak season for tourism. Products can choose suitcases, storage bags, travel suits and so on.

The following are some recommendations for the products selected in recent months:

If you look at it with the naked eye, you can’t find products with high sales quickly. At this time, we need to use some data analysis tools.

Brother Daren had previously shared an article on the application of small red book tools: girls make small red books to make money! You must know these tools and skills ~

Recommend several mainstream platforms:New red data, thousand melon data, gray dolphin data.

note:You need to open a member!(Generally, newly registered accounts can be experienced for 1-3 days for free.)Of course, you can buy it directly from a treasure, which will be more cost-effective.

Skills of selecting data tools for xiaohongshu;

  • Macro analysis:First sort the big categories, then subdivide the small categories, and choose the best price.
  • Microscopic analysis:First note analysis, then account analysis, and final income analysis-execution.

The methodology of selecting products for Xiaohongshu is shared here today. What needs to be added is that the market is dynamic and people are dynamic. Don’t change it. We should constantly adapt to market changes and adjust our strategies in time.

Just like the Red Sea is already crowded, then we can try to cut into the blue ocean, with great demand, small competition, small investment and low requirements, which will enable you to get results quickly in Xiaohongshu.

5G signal, 5G package, 5G mobile phone, you need to consider carefully when changing your mobile phone.

With the launch of the operator’s 5G package on November 1, it is estimated that many friends have plans to change their 5G mobile phones. After all, the 5G era has indeed arrived. For 5G, I think many friends know that its network speed is 5-10 times that of 4G, online drama is not worrying, and multiplayer competition is smooth, which is probably such a carefree experience. So you will think: instead of changing the new machine next year, it is better to change the 5G mobile phone directly now, and you can experience the 5G high-speed network at once, making your life and work more efficient and more "fragrant".

Having said that, before you formally choose a 5G mobile phone, you need to consider three issues:

The first question: 5G signal coverage in the place.

To be honest, in the field of 5G, China’s 5G technology and 5G mobile phones are dominant in the global market, so we should be proud of this. In this regard, we can first try 5 G. However, in the actual process, you and I have to consider whether our home is covered with 5G signals. Although major cities will basically cover 5G signals next year, if there is a 5G signal in the place where your home is located, it must be superior.

Relatively speaking, in first-tier cities such as Beishangguangshen and Shenzhen, almost all the central cities in these areas are covered with 5G signals, so "people in the city can really play" still have the first experience advantage. After all, the urban population is large. You can go to the operator official website or the mobile APP to check the 5G signal diagram, which is usually found in the "5G Zone".

The second question: Which 5G package should I choose?

At present, the three major operators have launched 5G packages. Different operators and different 5G packages have different charges and standards. You should look carefully when choosing to upgrade to avoid wasting fees or traffic. China Mobile, the 5G package starts at 128 yuan, and the back cover is 598 yuan; China Telecom and China Unicom started at 129 yuan, and the back cover of 599 yuan … ···5G network speed is between 200 Mbps and 1 Gbps.

By the way, a digression: Do you think 30GB package traffic is enough? As far as I’m concerned, I usually use about 10GB of traffic every month, which is only when I’m crazy about brushing Tik Tok and playing the king’s "eat chicken" mobile game! Therefore, when you choose the 5G package category, don’t be blind, depending on the actual use needs of individuals.

The third question: Which of a bunch of 5G mobile phones do you like best?

As we all know, many places are accelerating the construction of 5G base stations, and the coverage rate of 5G signals around us will be higher and higher. At that time, it is not a problem to seamlessly connect to 5G networks. Therefore, after knowing the 5G signal coverage area and 5G package, you can boldly choose 5G mobile phones. At this stage, high-priced 5G mobile phones can be "suspended". After all, the cost is too high and unnecessary. The most important thing is to try Xiaomi 9 Pro 5G and iQOO Pro 5G versions, with three thousand files, which is a good choice. Which one to choose, and see the comparison results.

Left: iQOO Pro 5G version; Right: Xiaomi 9 Pro 5G

5G network speed reception. At this point, we directly look at the test results of Speedtest software: the download rate of iQOO Pro 5G version reaches 895Mbps;; Although Xiaomi 9 Pro 5G is equipped with the same 5G baseband, the download rate is 757Mbps··· … Obviously, there is a gap in the speed of 5G network.

Left: iQOO Pro 5G version; Right: Xiaomi 9 Pro 5G

The level of game experience. As two Snapdragon 855 Plus models, iQOO Pro 5G and Xiaomi 9 Pro 5G have smooth performance, but one thing is the unique product advantage of iQOO Pro 5G, that is, the two pressure-sensitive buttons on the middle frame. This design is comparable to the e-sports mobile phone, which can bring fast operation of four-finger linkage, making the skill control of game characters more comfortable and faster. In other words, the king "eats chicken" with iQOO Pro 5G version, and the king wins the championship in minutes.

Left: iQOO Pro 5G version; Right: Xiaomi 9 Pro 5G

Fast charging performance of mobile phone. IQOO Pro 5G version is equipped with 4500mAh battery +44W ultra-fast charging, Xiaomi 9 Pro 5G is equipped with 4000mAh battery +40W fast charging … The power is from 0% to 100%, iQOO Pro 5G version takes 53 minutes, and Xiaomi 9 Pro 5G takes 70 minutes. It seems that iQOO Pro 5G version not only has a larger battery, but also has a faster battery return, which really helps our mobile phone life.

Final decision: try 5G in advance, and be flattered.

The 5G package has been commercialized, and the 5G era has arrived, so a 5G mobile phone naturally comes. I believe that when you look at the comparison between iQOO Pro 5G and Xiaomi 9 Pro 5G, you will find that although they are both Snapdragon 855 Plus models and three thousand models with the same price, iQOO Pro 5G is more powerful in 5G network speed, game experience and charging speed, so its cost performance is relatively high. It seems that the complete coverage of subsequent 5G signals and the accelerated popularization of 5G mobile phones are really just around the corner.

"Fast Gunner day trader" was released today with five highlights.

  The action comedy day trader, a fast shooter, was released nationwide on July 15th, directed by Pan Anzi and starring Kenny Lin, Zhang Jingchu, Tengger singer, Liu Xiaoqing and Vivian Dawson. Good summer movies are released in turn, and day trader, the Fast Shooter, is the most important action comedy blockbuster in this summer. The action scenes are wonderful and exciting, and the process of winning the treasure is full of jokes. The 11th version is released in full format, which will take people on an exciting and unforgettable journey of winning the treasure. On the day of the release, the film exposed the production special and selected five highlights of the film for the audience to see at a glance.

  Aspect 1: The first western action comedy action scene was once full of addiction.

  The movie day trader, the Fast Shooter, tells a series of stories about how Kenny Lin, Zhang Jingchu, Tengger singer and Liu Xiaoqing formed an alliance of treasure-snatchers, and fought wits and wits with the big Boss played by Vivian Dawson in order to recapture the national treasure. The film was filmed in Dunhuang, Jiayuguan, Shanghai, Nanjing and other places. It is the first western action comedy blockbuster in China.

  There are plenty of action scenes in the film, which make the audience dazzled. The sea, land and air are at war at any time, chasing cars and climbing over the walls, and the big Boss takes turns to appear. The wonderful fighting makes the audience’s heart beat faster. Kenny Lin challenges Parkour, Zhang Jingchu has two guns in his hand, Tengger singer picks up a train, and the basement is bloody and big Boss, which stimulates a good-looking addiction.

  Aspect 2: A strong lineup collides with fireworks and painstakingly builds them.

  The movie day trader, a fast shooter, brings together powerful star lineups such as Kenny Lin, Zhang Jingchu, Tengger singer, Liu Xiaoqing and Vivian Dawson. Kenny Lin and Zhang Jingchu formed the "dirty and spicy CP" this time. The man was responsible for being funny and cheap, and the woman was responsible for dancing guns and making swords. The two laughed and beat each other all the way, loving each other and killing each other; Tengger singer and Liu Xiaoqing play an old married couple, and Tengger singer turns into a hen-pecked wife, cooking, washing feet, kneeling on the washboard, and serving Liu Xiaoqing well; Vivian Dawson incarnates as a big Boss, showing the dark side of his belly. Several actors collided with each other and staged a ridiculous story together.

  The production special of this exposure also shows the process of carefully creating the film. Kenny Lin put on makeup for nine hours to vividly show the image of the elderly, and Zhang Jingchu was stabbed with several pieces of glass. The main creator had to deal with the sudden sandstorm and other bad weather when shooting, and several leading actors overcame difficulties and worked together to show the best effect to the audience.

  Aspect 3: the theme of winning the treasure is fascinating, and the road to hilarity is endless.

  Day trader, the Quick Gunner, takes the treasure as its main theme. In recent years, adventure movies have been loved by people, and whether it can be made skillfully and brilliantly is also a big challenge for the director. The script of the film has been polished repeatedly, and finally the story of the film is complete, logical and smooth, which makes people laugh to tears.

  In the film, a big bad guy, a group of bastards and a group of smelly foreigners burst into laughter, and the baggage that they shake out at any time makes people laugh until they cramp. Both the plot setting and the language are full of humor, and the intensive laughter makes the audience laugh enough at once.

  Aspect 4: Version 11 released the first full-format Chinese film.

  As the most noteworthy action comedy blockbuster in this summer’s movie, Fast Shooter day trader will be released in full format in 11 versions, namely: 2D Normal Edition, IMAX2D, China Giant Screen 2D, Dolby Atmos, China Multidimensional Sound, ScreenX, 4DX, MX4D, DTS-X, China Giant Screen DTS-X and Dolby Vision. Eleven versions of the film will land in the cinema at the same time, so that day trader, the Fast Gunner, will cover all the 2D versions, becoming the first full-format film in Chinese, setting a precedent in the history of Chinese films.

  It is worth mentioning that day trader, the Fast Shooter, will be shown in Dolby Cinema, and it is also the first Chinese film made with Dolby Panoramic Sound from Dolby Vision. Dolby Cinema combines Dolby Vision and Dolby Panoramic Sound to bring high-quality cinema viewing experience to movie audiences. So many versions fully show the temperament of the film blockbuster.

  Aspect 5: Carry out the hilarious laughter to the end. Eggs can laugh.

  "Fast Shooter day trader" will be hilarious to the end. Not only is the feature film brilliant, but even the eggs have been carefully edited. Eggs can laugh, making people laugh from beginning to end! Don’t blame me for not reminding you. Don’t leave in a hurry after watching the feature film. Eggs are also a big surprise!

  The film day trader, a Fast Shooter, was carefully created by all the masters, with exciting action scenes and hilarious plot. The release of multiple versions makes people enjoy a visual feast, and it is an action comedy blockbuster that cannot be missed this summer.

  The film "Fast Shooter day trader" is produced by Wanda Film and Television Media Co., Ltd., Huace Film (Tianjin) Co., Ltd., Beijing Paradise Culture Development Co., Ltd., Beijing yi yang Holdings Co., Ltd., Beijing Lehua Yuanyu Culture Communication Co., Ltd., Hengdian Film and Television Production Co., Ltd., Beijing Gordon World Film and Television Culture Media Co., Ltd. and Film Channel. Shanghai Asia Television Art Center, Yili Dasheng Legend Film Co., Ltd., Shanghai Tongjiang Asset Management Co., Ltd., Beijing Maodahui Cultural Investment Management Center, Lidexing Film and Television Culture Media (Beijing) Co., Ltd., Zhongchuan Film Media (Beijing) Co., Ltd. and Beijing Panorama Unlimited Film and Television Culture Co., Ltd. jointly produced, and released by Wuzhou Film Distribution Co., Ltd. and Wanda Film (Qingdao) Co., Ltd., which was released nationwide on July 15th.

"Invincible Destroyer 2" teaches you how to become a online celebrity with an annual salary of one million.


Special feature of 1905 film network It was officially released today.

 

The reputation is good, and Douban scored 8.7 points, which is the same as the previous work.

 

In 2012, it came out and was once considered as the best animation of the year. However, I never imagined that in the award season of that year, wreck-it ralph, which swept everything, was cut off by his own Pixar animation studio at the last minute.

 

This time in the movie, Disney did not forget to take it out for the last "failure". In the scene where 14 princesses gather together, other princesses directly make fun of Merida in Brave Legend — — “She is from another STUDIO”。

Although in a brand-new animation, everyone was attracted by colorful Disney elements eggs. With a random screenshot, you can count nearly 10 eggs.

However, returning to the series itself, its greatest attraction is far more than just looking for eggs.

 

It represents the magic of Disney animation for the whole family:Children can see the joys and sorrows in animation and find the charm of friendship; Adults can also find the bowl of "chicken soup" in the moment.

This time, the subtitle of the animation is called "Make a scene on the Internet". Disney once again broke our conventional thinking. He used simple WiFi signals to send Ralph, the king of destruction, and Winnipeg, the little girl, to the internet world. This time, they completely broke the "wall" of the Internet and showed the audience a real Internet world, a brand-new "electronic planet".

 

Here, you can see the unique apps of various countries, including Tmall, QQ, Weibo and Cat’s Eye in China, all of which have regional characteristics.

Not only that, but the whole setting is also very interesting.

 

For example, the role of know-it-all, which is the front desk of a search engine, is also the first new friend Ralph and Winnipeg made after they came to the Internet world. Here, you can ask all kinds of things you want to know. If the role setting is that simple, then you underestimate Disney’s intentions.

Know-it-all is best at making a series of Lenovo guesses immediately according to the user’s past search traces when the user utters a word. Is it the same as your usual state of searching with a certain degree?

What’s more interesting is that the Internet suddenly drops off on weekdays and you can’t access it. In Invincible Destroyer 2, it all comes down to Destroyer.

 

Generally speaking, "Invincible Destroyer 2" is an Internet instruction manual.

 

Of course, "Invincible Destroyer 2" is the correct way to open online celebrity for other people.

 

The following is a little about spoilers, so please take it with caution.

 

1. How to become online celebrity?

 

In the movie, the handle of the game machine Sweet Shock was damaged directly because of Ralph and Winnipeg’s "self-persistence" in the arcade.

 

Under the guidance of customers, the owner of the game hall found the only handle for sale on eBay, but it was discouraged because of the high price. Of course, Ralph wouldn’t miss the opportunity to save his friends. In a flash of inspiration, he took Yunilo through the WIFI router and went to the Internet world to find the only handle of the Sweet Shock game console.

Although they found the handle on eBay at a certain time, the two people who are not familiar with the network existence suffered from the price.

 

Of course, the story will not end so simply.

 

The two went back to find the "Mr. Pop-up Window" they first met on the Internet in order to get more funds. In the tug-of-war of funds, the two soon met our favorite wonder woman, no, the "flash sister" in this movie.

After understanding the confusion of the two people, Sister Flash skillfully "teased" lavr, took a video and posted it on the popular website BuzzzTube, and enthusiastically recommended the algorithm director of BuzzzTube to them — — Sister Zan (Yesss).

 

Unexpectedly, Ralph’s little video went viral on BuzzzTube.

Why did Ralph’s "surprise" completely explode? Because it is "novel" enough,

 

Just like in the animation, the official spit from Zanjie, the current video is nothing more than children, cats, pranks, or private cooking. Doesn’t this phenomenon properly correspond to the performance of the real Internet?

Returning to the real Internet, on the most popular short video platform such as a certain sound and a certain TV, netizens are obsessed with children selling cute mistakes, keen on raising cats in the cloud, or endless pranks. The rules of the game are also very simple. Everyone can leave a message, like it or share it with more friends for secondary dissemination.

 

Many people’s initial explosions are mostly out of novelty consciousness, and netizens are more or less curious to watch and eat melons, thus bringing more attention.

 

Come on, Xiao Dianjun will give you a simple example. Recently, on the Internet, Lu Chao was frequently brainwashed by his "true goodness". At first, it was discussed by netizens. Recently, more and more people began to imitate his speech mode, and later, it was imitated by Guo Jingfei, who was once successful in "out of the circle".

It can be seen that the first step to becoming online celebrity is to take it by surprise.

 

2. How to maintain online celebrity traffic?

 

We always say that it is more difficult to maintain than to start.

 

In the internet age, information is updated so quickly. How can Ralph keep a video? In the movie, Ralph soon flopped, and the number of likes did not increase rapidly. Ralph, who has just been appreciated by Zanjie, was immediately rejected by BuzzzTube’s internal staff.

So, what should we do?

 

Ralph immediately showed a strong network spirit and imitated all kinds of featured videos on the network. Sure enough, Ralph’s performance won everyone’s crazy praise and sharing.

 

However, if we look at Ralph’s subsequent works, it is nothing more than a little joke that was once popular on the Internet — — Scream like a donkey and eat abnormal peppers … … However, these videos have aroused everyone’s pursuit and love. For a time, Ralph became the hottest online celebrity on the BuzzzTube platform.

 

In fact, this point is projected in the real network world, and that’s all.

The second step after maintaining online celebrity:A work of quantity.

 

Nowadays, many online celebrity will enter the "bottleneck period" of creation after their unexpected popularity. Especially after that, strong newcomers are constantly emerging, and those who no longer have new works will soon be replaced.

 

Some people begin to enter the repetitive black hole. Although different new works are constantly introduced, behind these works, most of them have been remaking those works that have been on the Internet, which is their own innovation and has dropped significantly.

 

However, for Ralph, he has a third step to success:feelings.

 

After all, Ralph came from many people’s childhood games, and Quick Hand Hugh also represents the childhood feelings of those people. When he appeared in various spoof videos, he instantly stabbed everyone’s feelings and memories. Just like when wreck-it ralph came out, the classic characters in arcade game in the past reappeared one by one, showing warmth and nostalgia.

With such a background, online celebrity is a cute girl. How can we not give more praise? Just like … … It is hard for us to refuse Pikachu to be cute.

3. One thing online celebrity should pay attention to.

 

When you become online celebrity, you must remember one thing: refuse blx.

 

In the movie, because of a small accident, Ralph accidentally broke into the message area of BuzzzTube platform. In addition to seeing everyone’s praise, he could not help but see some "black powder" criticisms.

At this time, Zan Jie appeared and told Ralph that he must not read these comment areas.

 

In fact, this point in reality, the same reason exists. In the current network world, it is inevitable to meet some "network sprayers" or "keyboard men". They are too used to classifying themselves as "heterogeneous", going against the public, and punishing them everywhere for their short breath.

 

In the online world, many people are thinking with emotions, which has nothing to do with rational expression. Simply expressing one’s preferences in the network is less smooth in reality, but in many cases, the speaker has no intention, but the listener has intention. Some of the content is simply the vent of the other party’s pure emotions, but everything becomes less interesting when it becomes true.

 

While being yourself on the internet, stay away from those unpleasant voices. After all, online celebrity still speaks with his works.

 

Perhaps this is why Xiao Dianjun likes Invincible Destroyer 2 so much. It accurately captures the characteristics of Internet culture. Everyone can see its little beauty from their own perspective.

 

Perhaps, from Zanjie’s perspective, we will see the working logic as a product operator.

 

Probably, this is the most magical magic of Disney animation.


The Information Office of the Autonomous Region Government held a press conference on optimizing the business environment of enterprises in Inner Mongolia Autonomous Region.

On December 15th, the Information Office of the Autonomous Region Government held a press conference on optimizing the business environment of enterprises in Inner Mongolia Autonomous Region. Feng Ye, the second inspector of the Inner Mongolia Autonomous Region Market Supervision Administration, and Guan Junshan, director of the Registration Bureau of the Inner Mongolia Autonomous Region Market Supervision Administration, made keynote speeches. Huang Zhanming, deputy head of the special detachment of the Public Security Department of Inner Mongolia Autonomous Region, Li Wei, deputy director of the Data Management Department of the Social Insurance Service Center of Inner Mongolia Autonomous Region, Wan Dong, deputy director of the Collection and Technology Development Department of the Inner Mongolia Taxation Bureau of State Taxation Administration of The People’s Republic of China, Chen Jian, a first-class researcher of the Housing Security and Provident Fund Supervision Department of the Housing and Urban-Rural Development Department of Inner Mongolia Autonomous Region, and Yang Guangxing, deputy director of the Payment and Settlement Department of the Central Branch of the People’s Bank of China, attended the press conference and answered questions.

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Speech at the press conference on optimizing the business environment of enterprises in Inner Mongolia Autonomous Region

Second Inspector of Inner Mongolia Autonomous Region Market Supervision Administration Feng ye

Since the beginning of this year, the market supervision bureau of the autonomous region, the public security department, the human resources and social welfare department, the housing and construction department, the State Taxation Administration of The People’s Republic of China Inner Mongolia Taxation Bureau, and the Hohhot Central Sub-branch of the People’s Bank of China have conscientiously implemented the spirit of the conference on optimizing the business environment in the whole region, focused on key points, cooperated with each other, insisted on being quick but not slow, few but not many, simple and not complicated, and benchmarked the start-up level of enterprises in advanced areas in China, integrated departmental strength, overcome obstacles, and solved structural contradictions.The overall goal of "one day settlement" is to introduce specific reform measures such as "one form to fill in", "one window to handle", "one network to handle", "one authentication" and "one photo to pass", effectively promoting enterprises to apply for business licenses, seal engraving, apply for invoices, social security registration, deposit registration of provident fund enterprises, bank appointment to open accounts, etc., to re-compress the start-up time, re-optimize services and improve the business environment.

The first is to implement"one form to fill in"When submitting materials for the establishment of an enterprise, integrate the statutory submission requirements of market supervision, public security, human society, housing construction, taxation, banking and other departments, and handle all matters to submit materials.18 items, only 6 items of business license submission materials, one form can know and fill in the start-up items.

The second is promotion."one window for handling", oriented by the needs of enterprises, set up cross-departmental comprehensive acceptance windows in government affairs halls at all levels, equip enterprises with self-service terminals, set up special personnel to conduct on-site guidance, and provide electronic business licenses and express delivery of licenses."Never meet" service, vigorously promote the handheld "e-registration" into banks, communities, campuses and entrepreneurial bases, and extend the government service window for enterprises to enterprises.

The third is to upgrade."One Netcom Office", improve the service platform for enterprise start-up, increase the functions of public security, human society, housing construction, taxation, banking and other matters, and enhance enterprise start-up"e-registration" function, the mobile phone "handheld" system is built, and the whole process of "zero meeting, zero intervention and zero waiting" is intelligently approved without manual intervention; Strengthen the cooperation between government and banks, take advantage of many banking outlets and good service, access a network platform, handle business licenses on behalf of others, and implement the activities of opening accounts and sending seals free of charge.

The fourth is to implement"One-time authentication", add identity authentication, face comparison and intelligent identification functions in the enterprise start-up system to solve the problem of repeated identity authentication of applicants in handling business licenses, tax registration, social security registration, deposit registration of provident fund enterprises, bank account opening appointment, etc., and realize one-time authentication, mutual recognition of results and compression of authentication links when handling business licenses.

The fifth is to realize"One photo passes"The electronic business license is used as a legal and effective identification and electronic signature means for online business registration, official seal engraving, tax-related services, social security registration, housing provident fund enterprise deposit registration, bank account opening and other businesses. Interconnect the electronic seal and the entity seal system, share the data of enterprise registration and seal making, recreate the process of enterprise seal engraving, and promote"Paperless" approval. The market supervision department will receive, display and apply 16 kinds of licenses such as food business license, industrial product production license, special equipment installation license and electronic business license, and all of them will be under the name of the market subject. Our region has become the sixth province in China to apply enterprise electronic seal in the field of government affairs and the third province in China to integrate electronic license and electronic business license.

In order to promote and optimize the business environment of enterprises, we have successively implemented the standardization of enterprise name, business scope, residence and business premises, simple cancellation, application of electronic business license,Reforms such as "separation of licenses" should be guided by the needs of enterprises, and the whole process of online operation, mobile phone operation and bank operation should be promoted. Online and offline services should be accepted without distinction and handled with the same standards, so as to minimize the threshold for starting enterprises, simplify the conditions for starting enterprises and optimize the level of government services.

Through the innovative implementation of inclusive and functional reform policies, the optimization of business environment for enterprises has been promoted from point to point, from single matter to system integration, from single department to collaborative linkage, thus ensuring the establishment of enterprises.The "one-day completion" measures have been effective, and the start-up period of enterprises in our district has been reduced to one, and the start-up time has been reduced to one day. The electronic seals of the start-up costs have been distributed free of charge, and some municipal governments have contributed to give away the physical seals for free, which has greatly stimulated the development vitality of market players, created a good business start-up environment, and formed a replicable and scalable practice. In the first 11 months of this year, the market entities in our region continued to maintain a steady growth momentum. There were 350,800 newly registered market entities in the region, including 83,400 enterprises and 263,700 individual industrial and commercial households. The total number of various market entities grew to 2,378,300, a year-on-year increase of 5.32%. The registered capital (gold) reached 6,275.013 billion yuan, a year-on-year increase of 9.23%. The largest increase was in private enterprises, which increased from 440,700 at the end of November 2020 to 482,400, with a net increase of 41,700, a year-on-year increase of 947%.

企业开办营商环境的改善,使初入市场的企业切身感受到发展氛围,增强了创业信心,为经济发展提供了新活力新动能。市场主体的发展壮大,成为我区市场化进程、市场体系培育、完善、成熟的最大自变量,在推动生产力发展、提升全面小康社会成色中发挥微观基础和“细胞”作用,是构建新发展格局、推动高质量发展的重要驱动力,是支撑未来在全面小康社会基础上实现更高水平发展中可贵、可靠、可预期的战略资源。特别是疫情影响、经济下行压力较大的情况下,优化企业开办营商环境,对于落实保市场主体、夯实经济平稳发展的基础具有重要意义,促进了经济形势稳定向好。

习近平总书记指出:市场主体是我国经济活动的主要参与者、就业机会的主要提供者、技术进步的主要推动者,在国家发展中发挥着十分重要的作用。市场监管部门将与公安、人社、住建、税务、人民银行等部门一道,认真贯彻落实党的十九届六中全会和中央经济工作会议精神,按照自治区党委、政府的部署,持续加大企业开办营商环境优化力度,不断提高企业的获得感和办事的便利度,更好地服务自治区经济社会高质量发展。

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内蒙古自治区优化企业开办营商环境十大创新举措

内蒙古自治区市场监督管理局登记注册局局长 Guanjunshan

Initiative 1: Start a business"One-day settlement".On September 29th, 2021, Mr. Yang from Wulanmulun Town, Ejinhoro Banner, Erdos City went to the government service hall to consult about the start-up of the enterprise. After listening to the window staff’s introduction of the required materials and handling procedures, he immediately decided to register on the spot. After a simple online report, I received the business license of Ordos Xuchang Yeyang Industry and Trade Co., Ltd. in 1.5 hours, and the seal engraving and tax registration were completed at the same time. By the end of November this year, the start-up time of newly-established enterprises in the whole region had been reduced from an average of three working days last year to "one-day completion", and 85.6% of them were completed in 0.5 days. The convenience of enterprise start-up has further inspired the confidence of entrepreneurs and created a relaxed and equal market access environment.

Initiative 2: Multiple issues"One Netcom Office".On September 28th, 2021, Alashan League Mineral Energy Geological Survey Co., Ltd. was registered and established in Alashan Market Supervision Administration. At the same time of obtaining the business license, the seal engraving and filing, tax registration and social security registration applied by the company were also completed. I thought it would take 4 departments and 3 days for an enterprise to start business, and it took only 1.5 hours to start a "One Netcom" platform through an enterprise in Inner Mongolia. At present, the "One Netcom" platform launched by enterprises in Inner Mongolia has completed 668,000 person-times and 435,000 joint operations, benefiting 327,000 enterprises, and it has become a powerful position to integrate enterprise start-up matters, open up a comprehensive business handling platform for multiple departments and realize "one thing at a time".

Initiative 3: Departmental data"quick sharing".On December 9, 2021, Mr. Wang from Saihan District, Hohhot applied for registration of Hohhot Chaoju Optical Glasses Co., Ltd. at 15: 22 through the company’s "One Netcom" platform, and at the same time checked the joint business of public security seal, tax registration and social security registration. After 12 minutes, the departments of public security, taxation, and social security quickly completed their respective businesses through one-time reporting and real-time sharing of data between departments, and the results were fed back to Mr. Wang through the enterprise’s "One Netcom" platform. Since the launch of the "One Netcom" platform for enterprises in our region, more than 1.72 million pieces of information have been exchanged and shared between the departments of market supervision, public security, taxation, human society, housing construction, banking and other enterprises. Through cross-departmental data transmission, 12 kinds of application materials for enterprise start-up have been reduced, 32 pieces of information have been collected repeatedly, and the data transmission time has been reduced to 15 minutes.

Initiative 4: Newly established enterprises"Free stamp".On April 14th, 2021, the applicant, Mr. Xu, selected an enterprise to offer the "six-in-one" package service through the comprehensive acceptance window in the government service hall of Xilin Gol League, and submitted and handled the business license, official seal engraving and filing, tax registration, social security registration, housing provident fund deposit registration, bank appointment account opening, and received the local government bill, and carved three corporate, financial and legal person seals for the enterprise free of charge. As of the end of November this year, the 12 cities in the region were all

Take local finance orThe way of "cooperation between government and banks" realized free seal engraving for newly established enterprises in the Union City or some counties, and sent out 45,000 entity seals in total, which reduced the start-up cost of enterprises and promoted "zero cost" for enterprises.

Initiative 5: Identification"Mutual recognition".On November 4th, 2021, Ms. Hu from Naiman Banner of Tongliao City registered with Inner Mongolia enterprises to start the "e-registration" APP. After identification and business confirmation, she successfully handled the business of Tongliao Xiangwei Construction Engineering Co., Ltd., and simultaneously chose to apply for the invoice business from the tax authorities online. On November 29, 2021, Ms. Hu came to the tax window to receive the invoice. The tax department immediately remotely obtained the results of the identity authentication of the legal representative, financial controller and manager when the enterprise was established and registered by the market supervision department, and directly received the required invoice for Ms. Hu. Up to now, through the establishment of a mutual recognition mechanism between the departments that started the enterprises, the enterprises in the autonomous region have provided 1.571 million person-times with identity authentication services, and the relevant departments of the enterprises have called the identity information for 461,000 times, and 172,000 people have realized the "authentication-free" service.

Initiative 6: Intelligent approval"Do it at your fingertips".On December 8, 2021, Ms. Chen from Pingzhuang Town, yuanbaoshan district City, Chifeng City learned in the enterprise opening area of yuanbaoshan district Municipal Affairs Service Center that Inner Mongolia enterprises could handle the intelligent approval without human intervention when they opened the "e-registration" mobile phone, so they used the mobile phone for 30 minutes to simply fill in the form and submitted the application for starting the enterprise to the system. Almost at the same time, they received the SMS notification from "e-registration" that the approval had passed and they could obtain the business license, and successfully obtained the whole process of "intelligent approval" without human intervention. On June 10th this year, enterprises in Inner Mongolia started "e-registration" to increase the intelligent examination and approval function of enterprises, and handled business for 935 limited liability companies and 3,998 individual industrial and commercial households, which promoted enterprises to start "from window to palm" and realized the leap of examination and approval time from day to minute.

Initiative 7: Electronic Certificate"integrated application".On November 19th, 2021, Hulunbeier Jiner Agricultural Products Co., Ltd., Xing ‘an League Kewei Food Co., Ltd., Bayannaoer Hongyuan Machinery Equipment Co., Ltd. and Erenhot Guolian Inspection Technology Service Co., Ltd. added several electronic licenses such as food production, industrial product production, qualification identification of inspection and testing institutions, etc. These licenses originally belonged to different licensing items, and unified collection and application with the national electronic business license system as the issuing subject was realized for the first time. Our region has become the third province in China to realize the unified collection and application of electronic licenses and electronic business licenses. At present, it has issued a total of 2.391 million electronic business licenses to market players in the region, and generated and collected 339,000 licenses related to 17 types of enterprises, such as food circulation licenses and special equipment manufacturing licenses, which provided a strong guarantee for enterprises to reduce links, materials and time limits for follow-up government services.

Initiative 8: Electronic Seal"synchronous distribution".On June 16, 2021, Inner Mongolia Fengling Trading Co., Ltd. was successfully established in Jiuyuan District, Baotou City. Ms. Ma, the legal representative, received the free physical seal, and at the same time, the electronic receipt stamped with the enterprise electronic seal was printed out synchronously with the business license. This is the first enterprise in the whole region to receive and use the enterprise electronic seal, which also makes our region the sixth province in China to realize the simultaneous issuance and integrated application of the enterprise electronic seal and electronic business license, and is listed as the national enterprise electronic seal by the General Administration of Market Supervision. Up to now, the enterprise electronic seal management system in our district has collected 159,000 electronic stamps for legal filing through the public security department, and all of them have generated electronic seals for free distribution and application to enterprises, which has provided support for the application of enterprise electronic seals in the government affairs field of the whole district.

Initiative 9: Cooperation between government and banks"improve service".On November 16, 2021, Ms. Li of Wulanchabu successfully applied for the establishment of Wulanchabu Tongda Distribution Service Co., Ltd. with the help of the agent of Wulanchabu New District Branch of China Construction Bank. While obtaining the business license through the self-service photo-taking equipment equipped by the bank, she simultaneously handled the bank account opening business, received the free seal presented by the bank, and started the business in one stop. There are 15 "government-bank cooperation" banks set up by enterprises in our region, and 1,272 "government-bank cooperation" agency outlets have been set up, covering 87 counties and districts in 14 league cities, providing business start-up services for 11,212 enterprises, reducing various expenses for enterprises by more than 26 million yuan, and promoting the complementary advantages of government affairs and finance and service integration.

Initiative 10: Business license"open office in different places".On June 27th, 2021, Mr. Wang of Guoneng (Beijing) New Energy Co., Ltd. went to the opening window of enterprises in Hainan District, Wuhai City to consult how to handle branch matters. The window staff demonstrated in detail the operation process and submission materials of self-service application. After Mr. Wang returned to Beijing, he set up Wuhai Branch of Guoneng (Beijing) New Energy Co., Ltd. through the "One Netcom" platform set up by Inner Mongolia enterprises. According to statistics, since the launch of the "One Netcom" platform by enterprises in Inner Mongolia, a total of 96,000 people have handled 169,000 enterprise-related businesses outside the region through the Internet, effectively solving the difficulties and pain points such as running many places and going back and forth, high cost and long time-consuming, and further improving the convenience level of enterprise-run services.

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Press conference on optimizing business environment for enterprises in Inner Mongolia Autonomous Region

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Inner Mongolia Daily reporterWe have noticed that since the beginning of this year, the State Administration of Market Supervision has put forward requirements for the start-up of enterprises, and the start-up time of enterprises has been continuously reduced to4 working days. Excuse me, how does the market supervision bureau of the autonomous region, as the lead department, guarantee this work goal and what measures have been taken?

GuanjunshanFirst of all, I would like to thank this reporter for his question, and I will give a brief answer to the above questions.

Since the beginning of the year, especially after the meeting of optimizing the business environment held by the Party Committee of the autonomous region, as the leading department of optimizing the start-up of enterprises in the autonomous region, we feel a great responsibility.According to the general requirements of "benchmarking domestic advanced", combined with the actual situation of enterprises in our region, we put forward the working goal of "completing the business in one day" on the basis of the national requirement of completing the business within 4 working days. In order to ensure the smooth realization of this goal, we have mainly done the following specific work: First, in view of the problem of different standards of registration at the grass-roots level, we issued the Notice on unifying enterprise registration standards and further optimizing the business environment for enterprises; Second, in order to solve the problem of imperfect software and hardware for enterprises to provide government services, we jointly issued the "Guiding Opinions on Improving the Level of Market Supervision Government Services and Optimizing the Business Environment" with the Government Service Bureau; Third, in order to solve the problem that the "One Netcom Office" platform does not support the mobile terminal to handle enterprise start-up, an intelligent approval business system without human intervention is built, and the enterprise registration and electronic business license can be completed through the mobile phone in an average of 40 minutes; Fourth, in order to solve the problems of inaccurate, unsmooth and multiple authentications of applicants for business start-up, the face comparison and real-name authentication system were upgraded and the function of living body detection was added, which realized one-time authentication and multi-department application when handling business licenses; Fifth, in order to solve the problem of high start-up cost of enterprises, the electronic seal of enterprises was built and applied online for free, becoming the sixth province in China to realize the application of electronic seal in the field of government affairs, and promoting seven municipal governments to pay for the free engraving of seals for new start-up enterprises; Sixth, in view of the inconvenient location for handling licenses, we jointly promoted "cooperation between government and banks" with the People’s Bank of China, and opened 1,272 bank-assisted agency outlets in the whole region.And gradually realize that enterprises use electronic business licenses to open bank accounts, and some banks also carry out the activity of "sending seals to banks for free".

These measures have effectively facilitated the start-up of enterprises, further stimulated the development vitality of market players, and won valuable time for enterprises to quickly enter the market and seize the opportunities.

Inner Mongolia Radio and TV reporterWhat has the public security department done to further optimize the business environment in our district?

Huang zhanming: First, build a seal security management information system. The system can be connected with the big data platform of the official seal of the Ministry of Public Security, the police comprehensive platform of the Public Security Department and the comprehensive management platform within the public security organs, so as to realize the nationwide query, comparison and identification of seal data. At the same time, we canceled the examination and approval of seal engraving, implemented filing management, and included seal engraving for filing."Multi-certification in one", the market supervision department collects the enterprise registration information and shares it with the public security organ, and the enterprise will not repeatedly submit relevant materials to the public security organ. The second is to implement the notification and commitment system for the administrative license of seal engraving industry, without setting quantitative restrictions. Before the implementation of the "streamline administration, delegate power, strengthen regulation and improve services" reform, the seal engraving unit set up seal engraving enterprises according to the number of local economies, which limited the effective competition of engraving enterprises. After the "streamline administration, delegate power, strengthen regulation and improve services" reform, enterprises that apply for seal engraving according to law can send it to the backstage of the "internet plus" public security government service system through the "Inner Mongolia Public Security" APP, and the county-level public security organs will approve the establishment if they meet the requirements. Third, the security management information system of the seal industry in the whole region will be officially connected to the "One Netcom" platform and the government service integration platform set up by enterprises in the autonomous region. When enterprises register for business licenses, the market supervision department will collect relevant information on seal engraving together, which will be pushed to the seal management system by the "One Netcom" platform. After the seal is made, the seal engraving unit will submit all real-time information such as stamp information and stamp-using unit information to the public security organ for filing through the seal system platform. At present, seal-using units can freely choose legal seal engraving enterprises to handle seal engraving business across leagues (cities) and flags (counties, districts) in the whole region, thus realizing "one network for seal engraving" in the whole region. There are 737 seal engraving enterprises in the whole region that have installed and used the seal information management system. Since the seal industry public security management information system was put into operation in November 2020, more than 420,000 seals have been engraved on the online platform.It has been well received by the majority of seal engraving enterprises and seal-using units. Fourth, the implementation of the time limit commitment system, seal engraving industry special industry license to complete the administrative examination and approval within 7 working days, in conjunction with the autonomous region market supervision, taxation and other relevant departments to reduce the start-up time of enterprises to 3 working days, seal engraving in 1 working day to complete. Fifth, cooperate with market supervision departments to promote the generation and application of electronic seals. The market supervision department of the autonomous region relies on enterprises to set up a Netcom platform to issue electronic business licenses and electronic seals. The generation of electronic seals is in accordance with the seal management measures of public security organs, and the public security organs provide the impression of entity seals to generate electronic seals synchronously, which will be issued synchronously with the electronic business licenses, so as to achieve the same effect as the entity seals and provide better services for enterprises. At present, our office has completed the construction of the data transmission channel between the "One Netcom" platform set up by the market supervision bureau and the seal information system of our office, provided the physical seal impression, and completed the data sharing of the seal impression and the "One Netcom" platform set up by the enterprise.

Hohhot Evening News reporterExcuse me, what achievements have been made by the human and social departments in reducing the start-up time of enterprises?

Wei LiThanks for this reporter’s question, so I’d like to introduce the measures taken by the human and social departments to reduce the start-up time of enterprises and the results achieved.

All along, the People’s Social Welfare Department of the Autonomous Region and the people’s social welfare departments at all levels in the region have attached great importance to optimizing the business environment and fully implemented it.The requirements of the "streamline administration, delegate power, strengthen regulation and improve services" reform, starting from the aspects of reducing work links, canceling work materials, simplifying work processes, etc., have made every effort to reduce the time limit for handling all kinds of services related to enterprises, people and society. In particular, businesses such as insurance registration and labor relations, which are closely related to the establishment of enterprises, have been handled online, and the insurance registration business has achieved zero errands and instant settlement.

First, in terms of social insurance registration. Incorporate social security registration into the enterprise registration link, cancel the issuance of social insurance registration certificates, and all the information required for social security registration is passed by the market supervision department."One Netcom" platform acquisition; The obtained enterprise registration information will be sent to the social security agency where the enterprise is registered in real time, and the enterprise social insurance registration will be completed in real time.

The second is in optimizing the service process. Service matters of our office in human societyOn the basis of "one network office", we will fully promote the comprehensive teller system "one window office" service model of "comprehensive acceptance at the front desk, classified approval at the back desk and unified delivery at the window".

The third is in information facilitation. Developed a comprehensive teller system for people and society in the whole region.The "one window" information platform integrates multiple subsystems such as comprehensive acceptance, task scheduling, business monitoring and electronic archives. It has realized the enterprise’s "one online communication, one offline window communication".

China Economic Weekly reporterSince the beginning of this year, what specific measures has the tax bureau taken to improve the service level of enterprises?

Wan Dong:Since the beginning of this year, the tax bureau has thoroughly implemented the CPC Central Committee and the State Council’s policy on deepening"streamline administration, delegate power, strengthen regulation and improve services" reform, decision-making and deployment to optimize the business environment, further implement the spirit of the conference on optimizing the business environment in the whole region, strictly implement the relevant requirements of local party committees, governments and the State Administration of Taxation, cooperate with the autonomous region market supervision administration and other enterprises to start multi-sectors, fully implement the measures to optimize enterprise start-up, and continuously improve the service level of enterprise start-up. The tax bureau mainly adopts the following measures to promote enterprises to start, improve quality and increase efficiency:

The first is to reduce time. this yearIn August, the market supervision bureau and the tax bureau of the autonomous region reduced the data transmission time of the two departments from 70 minutes to 4 to 10 minutes by optimizing the information transmission mechanism, cutting down the data transmission links and promoting direct data communication, so as to achieve quasi-real time, reduce the start-up time of enterprises, effectively improve the start-up experience of enterprises, realize the "non-inductive joint operation" of the start-up matters of municipal supervision and tax enterprises, and ensure that the market participants can complete the start-up matters of enterprises within one working day.

The second is to shrink the link. this yearIn September, the market supervision bureau and the tax bureau of the autonomous region further strengthened the sharing of real-name information. After the real-name identity information of the municipal supervision department was collected, the tax department no longer collected it repeatedly, and directly verified the application when handling tax real-name matters, reducing the start-up links of enterprises and reducing taxpayers’ repeated real-name information collection.

The third is the pressure process. By relying on a network platform—— In the tax area, taxpayers fill in the Comprehensive Application Form for Tax-related Matters of Newly-established Enterprises to realize "one-form integration", and provide six set-meal services for the majority of market players, including registration information confirmation, invoice type verification, VAT general taxpayer registration and invoice collection.

Yang Guangwang reporterOpening a bank account is an important part of the enterprise’s start-up. What measures does the financial department take to optimize the bank account service?

Yang guangxingSince the beginning of this year, the Hohhot Central Sub-branch of the People’s Bank of China has conscientiously implemented the CPC Central Committee and the State Council.The "streamline administration, delegate power, strengthen regulation and improve services" reform and the deployment of "six guarantees" take the optimization of bank account service as an important measure of "I do practical things for the masses", focus on the account service needs that the masses are concerned about, and continue to optimize the bank account service level under the overall principle of "two reductions and two enhancements" in account management, and strive to improve the satisfaction of enterprises and the public in account opening services.

The first is to strengthen political and banking cooperation. Cooperate closely with the market supervision bureau of the autonomous region, promote the business license of bank outlets, and realize the joint operation of enterprises applying for registration and opening bank accounts. byBy the end of October, the region had signed more than 1,200 bank agency outlets, covering 12 allied cities in the region, and handled more than 20,000 business licenses and opened more than 6,700 bank accounts for enterprises through agency outlets. On this basis, it has guided commercial banks to actively realize multi-sector data sharing, and promoted commercial banks to make an appointment to open accounts and set up a "One Network Office" platform for enterprises in the autonomous region. At present, five institutions, including China Bank and the Association of the Autonomous Region, have completed access, covering more than 3,400 bank outlets in the whole region. Increase the application and promotion of electronic business licenses, encourage banks to actively equip electronic business license identification devices, and handle account opening business for enterprises holding electronic business licenses. Up to now, nearly 50% of the bank outlets in the region have the conditions to accept electronic business licenses.

The second is to reduce fees and make profits. Guide and urge banks and payment institutions in the jurisdiction to strictly implement the policy requirements for reducing the payment fees of small and micro enterprises and individual industrial and commercial households, and complete transitional preparations such as self-inspection of fees, price publicity, identification of small and micro enterprises, and system transformation on schedule. Strengthen policy transmission, guide and dispatch the implementation difficulties and work progress of fee reduction and profit reduction, and ensure that the fee reduction policy is implemented as scheduled. At present, the whole region is involved in related businesses.190 banks and 29 payment institutions have all officially implemented the policy of reducing payment fees on September 30. In the first month of the implementation of the fee reduction policy, the accumulated payment fees including account opening fees were reduced by about 15 million yuan, benefiting 710,000 small and micro enterprises and individual industrial and commercial households.

The third is to do a good job in research and supervision. The Party Committee of Hohhot Central Sub-branch of the People’s Bank of China attaches great importance to the work of opening accounts for small and micro enterprises and individuals. The main responsible comrades and leaders in charge of the branch personally led a team to sink into the front line and went deep into many bank outlets in Hohhot and Qixian to conduct unannounced visits. People’s banks at all levels in the region have accumulatedMore than 4,900 bank outlets supervised the account service, and the coverage rate of outlets reached 93%. The survey shows that 99.63% of enterprises are satisfied with the account opening service, which shows that the overall convenience of opening an account in the autonomous region is good and can meet the needs of enterprises.

In the next step, Hohhot Central Sub-branch will continue to strengthen communication and cooperation with market supervision, human society and housing construction departments, guide banks in the jurisdiction to continue to improve account services, and actively contribute to optimizing the business environment for enterprises in the autonomous region.

Hohhot radio and TV reporter: How to realize the deposit registration of housing provident fund enterprises through the establishment of a network platform by enterprises?

Chen JianRelying on an online platform to implement the deposit registration of housing provident fund enterprises can be online.The application for "filling in a form" is also a concrete measure to implement the decision-making arrangements of the CPC Central Committee and the State Council, deepen the "streamline administration, delegate power, strengthen regulation and improve services" reform, optimize the business environment, build a service-oriented government, and further optimize the services provided by enterprises. In the start-up process, enterprises can apply for online registration of housing provident fund enterprises through the "Mengchangkai" APP, the "One Netcom" platform opened by enterprises in autonomous regions, and the network halls of urban housing provident fund centers in various cities.

In order to ensure the realization of housing provident fund enterprise deposit registration"One Network Office", the Housing and Urban-Rural Development Department of the Autonomous Region organized and built a registration platform for housing provident fund deposit, which further shortened the start-up time of enterprises and improved the online processing efficiency of enterprises. There is a provident fund zone on the comprehensive service platform of market supervision in Inner Mongolia Autonomous Region, which goes directly to the deposit registration page of enterprises in the urban housing provident fund center of each alliance city, further facilitating enterprises to handle the registration of housing provident fund deposit. Enterprises can also realize the change of registration, account opening and deposit information of online housing provident fund units through the online channel of "Inter-provincial General Office" of the housing provident fund centers in various cities, without geographical restrictions.

At the same time, in order to further simplify the start-up process of enterprises, enterprises that have registered the deposit of housing provident fund enterprises online through a network platform do not need to repeatedly authenticate and collect information when handling related businesses in the provident fund center.

Original inventory of Aauto Quicker’s top ten most influential online celebrity, Simba ranked unexpectedly, and Shijiazhuang Gou Lei was on the list.

Original title: Counting the top ten most influential online celebrity in Aauto Quicker, Simba was unexpectedly ranked, and Shijiazhuang Gou Lei was on the list.

Since the establishment of Aauto Quicker, many people have achieved fame and benefits, and gained a lot. Because their fame comes from the Internet, they are called online celebrity.

They have the same aura as the stars. There are countless people who like and worship them. They are willing to brush gifts for them, buy their products and even do everything they can for them.

Because of this, their influence is enormous, and their ability to organize and mobilize is super strong. Although some online celebrity can’t be broadcast live, their fans are still so iron and have been maintaining.

Taking stock today, who do you like best among the top ten most influential online celebrity in Aauto Quicker?

Tenth place: Zimbabwean aspiring (818)

He is a big brother in Aauto Quicker today, with a fan base close to 100 million yuan and a strong selling ability. However, he is lacking in life and a little arrogant, which is why many people don’t like him. He is a businessman with only interests in his eyes and no friends. Therefore, he is also the only person on the Internet who has no friends.

In his eyes, money can solve any problem. He thinks that spending money to increase fans in your live broadcast room is a fair deal, but ignores the fatal point, that is friendship. Because there are many things that can’t be measured by money. Therefore, many people spit out that he is the "king" with the least pattern and friendship.

Ninth place: Gaudi (Di Jiajun, Frozen Jiajun)

He is the original singer of "One Drunk by Drinking", tall and handsome, handsome and natural, taking the idol route, with a lot of iron powder behind his ass. Although he is married, he is still the dream lover in the eyes of many girls.

Recently, because the video of his "real" Simba apprentice’s balls exploded the whole network two years ago, he boarded a hot search.

Eighth place: Bai Xiaobai (321st Brigade)

From the duet actor to online celebrity, and then to the famous domestic singer, Bai Xiaobai’s road to fame is smooth. People of all ages have his fans, and there are many widely sung songs. The most important thing is that he has no scandal.

Recently, it was reported that Bai Xiaobai had already got married and had children, which triggered a hot discussion among netizens. His wife is very beautiful and her name is Dong He. He was also a duet actor. I heard that I am currently pregnant and ready to give birth to a girl.

Seventh place: Sanda Brother (Sanda Family)

Brother Sanda, because he often stays up late to broadcast live, he has poor hearing in one ear, which is also called "one ear". Because Sanda brother is known as the official "disciplinary committee member" in Aauto Quicker, someone named him "note beating".

Although there are more than 50 million fans, only a few thousand people watch it online in the live broadcast room, and the annoying fans name people "three thousand dozen".

Even so, Sanda Brother is still one of the most influential figures in Aauto Quicker, and has a prominent position among the major families in Aauto Quicker and is highly respected.

Sixth place: Erziye (Blue Shorts Brigade)

The second son, once one of the "three brothers of the donkey family", was called the godfather of gossip, the leader of high-end gossip, with first-class eloquence, intelligence and countless iron powders. The family’s fighting capacity is super strong, and once fought against Xianyang, it did not fall in the wind.

Fifth place: Tianjin Lisi (NZBZ)

Tianjin Lisi, formerly known as Yan Huasheng, is a veritable third generation of rich people. Before playing the Internet, he was already rich. He was a soldier and had all kinds of skills.

I remember the second son said that he played the Internet from a customer. With his growing fame, he gradually established the nzbz family. The family is not only powerful, but also cohesive. The spending power of fans is also very powerful.

Fourth place: Er Donkey’s (Donkey Family Class)

Two Donkeys, the king of entertainment talk shows in Aauto Quicker, has more than 40 million fans because of his funny and humorous live broadcast style. He used to be the king of popularity and income in Aauto Quicker from 2018 to 2019. Because of his high income, Aauto Quicker changed the cash withdrawal rules for him alone. (In the past, the maximum daily withdrawal was 100,000 yuan, but now it is 200,000 yuan).

Although it is now changed to e-commerce, people who like him still like it after all. Iron powder has always been there.

Third place: Shijiazhuang Gou Lei (no problem) Lei Jiajun

There is nothing wrong with Shijiazhuang, the originator of Internet Blackness. It can be said that Aauto Quicker is a veteran-level Internet sensation. Both his online qualifications and his fluent language are admirable, especially his idiosyncrasies, which are very real.

Because of the affair with A Niu Jr., something was found out again. It’s been a few months since I entered the palace, but now both of them are inside, and I don’t know if they are studying in a "university".

Second place: Qi Tiandao (Xiaotian) ~ Parents Group

Laughing with you at five o’clock every day, the outdoor male god Qi Tiandao, in Aauto Quicker, the name of the parents’ group is well known, and everyone knows it. Unfortunately, he was previously "walked" to "famous university" for fraud, and after several years of further study, he finally came out to turn over a new leaf.

A few days ago, leading the disciples to climb Mount Tai again indicates that the pace of return is getting closer and closer. If not unexpected, it will be premiered this month.

First place: abbot MC ~ (the door will last forever)

He is the most authentic and kind anchor of the whole network. He is bursting with positive energy and has a big pattern of thieves. It is not too much to describe him with indomitable spirit, openness and aboveboard. He is known as Aauto Quicker’s traffic password, the top stream of entertainment talk shows. The king of popularity, the king of talk shows.

Who do you like best? Welcome to leave a message below!

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