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On December 15th, the Information Office of the Autonomous Region Government held a press conference on optimizing the business environment of enterprises in Inner Mongolia Autonomous Region. Feng Ye, the second inspector of the Inner Mongolia Autonomous Region Market Supervision Administration, and Guan Junshan, director of the Registration Bureau of the Inner Mongolia Autonomous Region Market Supervision Administration, made keynote speeches. Huang Zhanming, deputy head of the special detachment of the Public Security Department of Inner Mongolia Autonomous Region, Li Wei, deputy director of the Data Management Department of the Social Insurance Service Center of Inner Mongolia Autonomous Region, Wan Dong, deputy director of the Collection and Technology Development Department of the Inner Mongolia Taxation Bureau of State Taxation Administration of The People’s Republic of China, Chen Jian, a first-class researcher of the Housing Security and Provident Fund Supervision Department of the Housing and Urban-Rural Development Department of Inner Mongolia Autonomous Region, and Yang Guangxing, deputy director of the Payment and Settlement Department of the Central Branch of the People’s Bank of China, attended the press conference and answered questions.

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Speech at the press conference on optimizing the business environment of enterprises in Inner Mongolia Autonomous Region

Second Inspector of Inner Mongolia Autonomous Region Market Supervision Administration Feng ye

Since the beginning of this year, the market supervision bureau of the autonomous region, the public security department, the human resources and social welfare department, the housing and construction department, the State Taxation Administration of The People’s Republic of China Inner Mongolia Taxation Bureau, and the Hohhot Central Sub-branch of the People’s Bank of China have conscientiously implemented the spirit of the conference on optimizing the business environment in the whole region, focused on key points, cooperated with each other, insisted on being quick but not slow, few but not many, simple and not complicated, and benchmarked the start-up level of enterprises in advanced areas in China, integrated departmental strength, overcome obstacles, and solved structural contradictions.The overall goal of "one day settlement" is to introduce specific reform measures such as "one form to fill in", "one window to handle", "one network to handle", "one authentication" and "one photo to pass", effectively promoting enterprises to apply for business licenses, seal engraving, apply for invoices, social security registration, deposit registration of provident fund enterprises, bank appointment to open accounts, etc., to re-compress the start-up time, re-optimize services and improve the business environment.

The first is to implement"one form to fill in"When submitting materials for the establishment of an enterprise, integrate the statutory submission requirements of market supervision, public security, human society, housing construction, taxation, banking and other departments, and handle all matters to submit materials.18 items, only 6 items of business license submission materials, one form can know and fill in the start-up items.

The second is promotion."one window for handling", oriented by the needs of enterprises, set up cross-departmental comprehensive acceptance windows in government affairs halls at all levels, equip enterprises with self-service terminals, set up special personnel to conduct on-site guidance, and provide electronic business licenses and express delivery of licenses."Never meet" service, vigorously promote the handheld "e-registration" into banks, communities, campuses and entrepreneurial bases, and extend the government service window for enterprises to enterprises.

The third is to upgrade."One Netcom Office", improve the service platform for enterprise start-up, increase the functions of public security, human society, housing construction, taxation, banking and other matters, and enhance enterprise start-up"e-registration" function, the mobile phone "handheld" system is built, and the whole process of "zero meeting, zero intervention and zero waiting" is intelligently approved without manual intervention; Strengthen the cooperation between government and banks, take advantage of many banking outlets and good service, access a network platform, handle business licenses on behalf of others, and implement the activities of opening accounts and sending seals free of charge.

The fourth is to implement"One-time authentication", add identity authentication, face comparison and intelligent identification functions in the enterprise start-up system to solve the problem of repeated identity authentication of applicants in handling business licenses, tax registration, social security registration, deposit registration of provident fund enterprises, bank account opening appointment, etc., and realize one-time authentication, mutual recognition of results and compression of authentication links when handling business licenses.

The fifth is to realize"One photo passes"The electronic business license is used as a legal and effective identification and electronic signature means for online business registration, official seal engraving, tax-related services, social security registration, housing provident fund enterprise deposit registration, bank account opening and other businesses. Interconnect the electronic seal and the entity seal system, share the data of enterprise registration and seal making, recreate the process of enterprise seal engraving, and promote"Paperless" approval. The market supervision department will receive, display and apply 16 kinds of licenses such as food business license, industrial product production license, special equipment installation license and electronic business license, and all of them will be under the name of the market subject. Our region has become the sixth province in China to apply enterprise electronic seal in the field of government affairs and the third province in China to integrate electronic license and electronic business license.

In order to promote and optimize the business environment of enterprises, we have successively implemented the standardization of enterprise name, business scope, residence and business premises, simple cancellation, application of electronic business license,Reforms such as "separation of licenses" should be guided by the needs of enterprises, and the whole process of online operation, mobile phone operation and bank operation should be promoted. Online and offline services should be accepted without distinction and handled with the same standards, so as to minimize the threshold for starting enterprises, simplify the conditions for starting enterprises and optimize the level of government services.

Through the innovative implementation of inclusive and functional reform policies, the optimization of business environment for enterprises has been promoted from point to point, from single matter to system integration, from single department to collaborative linkage, thus ensuring the establishment of enterprises.The "one-day completion" measures have been effective, and the start-up period of enterprises in our district has been reduced to one, and the start-up time has been reduced to one day. The electronic seals of the start-up costs have been distributed free of charge, and some municipal governments have contributed to give away the physical seals for free, which has greatly stimulated the development vitality of market players, created a good business start-up environment, and formed a replicable and scalable practice. In the first 11 months of this year, the market entities in our region continued to maintain a steady growth momentum. There were 350,800 newly registered market entities in the region, including 83,400 enterprises and 263,700 individual industrial and commercial households. The total number of various market entities grew to 2,378,300, a year-on-year increase of 5.32%. The registered capital (gold) reached 6,275.013 billion yuan, a year-on-year increase of 9.23%. The largest increase was in private enterprises, which increased from 440,700 at the end of November 2020 to 482,400, with a net increase of 41,700, a year-on-year increase of 947%.

企业开办营商环境的改善，使初入市场的企业切身感受到发展氛围，增强了创业信心，为经济发展提供了新活力新动能。市场主体的发展壮大，成为我区市场化进程、市场体系培育、完善、成熟的最大自变量，在推动生产力发展、提升全面小康社会成色中发挥微观基础和“细胞”作用，是构建新发展格局、推动高质量发展的重要驱动力，是支撑未来在全面小康社会基础上实现更高水平发展中可贵、可靠、可预期的战略资源。特别是疫情影响、经济下行压力较大的情况下，优化企业开办营商环境，对于落实保市场主体、夯实经济平稳发展的基础具有重要意义，促进了经济形势稳定向好。

习近平总书记指出：市场主体是我国经济活动的主要参与者、就业机会的主要提供者、技术进步的主要推动者，在国家发展中发挥着十分重要的作用。市场监管部门将与公安、人社、住建、税务、人民银行等部门一道，认真贯彻落实党的十九届六中全会和中央经济工作会议精神，按照自治区党委、政府的部署，持续加大企业开办营商环境优化力度，不断提高企业的获得感和办事的便利度，更好地服务自治区经济社会高质量发展。

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内蒙古自治区优化企业开办营商环境十大创新举措

内蒙古自治区市场监督管理局登记注册局局长 Guanjunshan

Initiative 1: Start a business"One-day settlement".On September 29th, 2021, Mr. Yang from Wulanmulun Town, Ejinhoro Banner, Erdos City went to the government service hall to consult about the start-up of the enterprise. After listening to the window staff’s introduction of the required materials and handling procedures, he immediately decided to register on the spot. After a simple online report, I received the business license of Ordos Xuchang Yeyang Industry and Trade Co., Ltd. in 1.5 hours, and the seal engraving and tax registration were completed at the same time. By the end of November this year, the start-up time of newly-established enterprises in the whole region had been reduced from an average of three working days last year to "one-day completion", and 85.6% of them were completed in 0.5 days. The convenience of enterprise start-up has further inspired the confidence of entrepreneurs and created a relaxed and equal market access environment.

Initiative 2: Multiple issues"One Netcom Office".On September 28th, 2021, Alashan League Mineral Energy Geological Survey Co., Ltd. was registered and established in Alashan Market Supervision Administration. At the same time of obtaining the business license, the seal engraving and filing, tax registration and social security registration applied by the company were also completed. I thought it would take 4 departments and 3 days for an enterprise to start business, and it took only 1.5 hours to start a "One Netcom" platform through an enterprise in Inner Mongolia. At present, the "One Netcom" platform launched by enterprises in Inner Mongolia has completed 668,000 person-times and 435,000 joint operations, benefiting 327,000 enterprises, and it has become a powerful position to integrate enterprise start-up matters, open up a comprehensive business handling platform for multiple departments and realize "one thing at a time".

Initiative 3: Departmental data"quick sharing".On December 9, 2021, Mr. Wang from Saihan District, Hohhot applied for registration of Hohhot Chaoju Optical Glasses Co., Ltd. at 15: 22 through the company’s "One Netcom" platform, and at the same time checked the joint business of public security seal, tax registration and social security registration. After 12 minutes, the departments of public security, taxation, and social security quickly completed their respective businesses through one-time reporting and real-time sharing of data between departments, and the results were fed back to Mr. Wang through the enterprise’s "One Netcom" platform. Since the launch of the "One Netcom" platform for enterprises in our region, more than 1.72 million pieces of information have been exchanged and shared between the departments of market supervision, public security, taxation, human society, housing construction, banking and other enterprises. Through cross-departmental data transmission, 12 kinds of application materials for enterprise start-up have been reduced, 32 pieces of information have been collected repeatedly, and the data transmission time has been reduced to 15 minutes.

Initiative 4: Newly established enterprises"Free stamp".On April 14th, 2021, the applicant, Mr. Xu, selected an enterprise to offer the "six-in-one" package service through the comprehensive acceptance window in the government service hall of Xilin Gol League, and submitted and handled the business license, official seal engraving and filing, tax registration, social security registration, housing provident fund deposit registration, bank appointment account opening, and received the local government bill, and carved three corporate, financial and legal person seals for the enterprise free of charge. As of the end of November this year, the 12 cities in the region were all

Take local finance orThe way of "cooperation between government and banks" realized free seal engraving for newly established enterprises in the Union City or some counties, and sent out 45,000 entity seals in total, which reduced the start-up cost of enterprises and promoted "zero cost" for enterprises.

Initiative 5: Identification"Mutual recognition".On November 4th, 2021, Ms. Hu from Naiman Banner of Tongliao City registered with Inner Mongolia enterprises to start the "e-registration" APP. After identification and business confirmation, she successfully handled the business of Tongliao Xiangwei Construction Engineering Co., Ltd., and simultaneously chose to apply for the invoice business from the tax authorities online. On November 29, 2021, Ms. Hu came to the tax window to receive the invoice. The tax department immediately remotely obtained the results of the identity authentication of the legal representative, financial controller and manager when the enterprise was established and registered by the market supervision department, and directly received the required invoice for Ms. Hu. Up to now, through the establishment of a mutual recognition mechanism between the departments that started the enterprises, the enterprises in the autonomous region have provided 1.571 million person-times with identity authentication services, and the relevant departments of the enterprises have called the identity information for 461,000 times, and 172,000 people have realized the "authentication-free" service.

Initiative 6: Intelligent approval"Do it at your fingertips".On December 8, 2021, Ms. Chen from Pingzhuang Town, yuanbaoshan district City, Chifeng City learned in the enterprise opening area of yuanbaoshan district Municipal Affairs Service Center that Inner Mongolia enterprises could handle the intelligent approval without human intervention when they opened the "e-registration" mobile phone, so they used the mobile phone for 30 minutes to simply fill in the form and submitted the application for starting the enterprise to the system. Almost at the same time, they received the SMS notification from "e-registration" that the approval had passed and they could obtain the business license, and successfully obtained the whole process of "intelligent approval" without human intervention. On June 10th this year, enterprises in Inner Mongolia started "e-registration" to increase the intelligent examination and approval function of enterprises, and handled business for 935 limited liability companies and 3,998 individual industrial and commercial households, which promoted enterprises to start "from window to palm" and realized the leap of examination and approval time from day to minute.

Initiative 7: Electronic Certificate"integrated application".On November 19th, 2021, Hulunbeier Jiner Agricultural Products Co., Ltd., Xing ‘an League Kewei Food Co., Ltd., Bayannaoer Hongyuan Machinery Equipment Co., Ltd. and Erenhot Guolian Inspection Technology Service Co., Ltd. added several electronic licenses such as food production, industrial product production, qualification identification of inspection and testing institutions, etc. These licenses originally belonged to different licensing items, and unified collection and application with the national electronic business license system as the issuing subject was realized for the first time. Our region has become the third province in China to realize the unified collection and application of electronic licenses and electronic business licenses. At present, it has issued a total of 2.391 million electronic business licenses to market players in the region, and generated and collected 339,000 licenses related to 17 types of enterprises, such as food circulation licenses and special equipment manufacturing licenses, which provided a strong guarantee for enterprises to reduce links, materials and time limits for follow-up government services.

Initiative 8: Electronic Seal"synchronous distribution".On June 16, 2021, Inner Mongolia Fengling Trading Co., Ltd. was successfully established in Jiuyuan District, Baotou City. Ms. Ma, the legal representative, received the free physical seal, and at the same time, the electronic receipt stamped with the enterprise electronic seal was printed out synchronously with the business license. This is the first enterprise in the whole region to receive and use the enterprise electronic seal, which also makes our region the sixth province in China to realize the simultaneous issuance and integrated application of the enterprise electronic seal and electronic business license, and is listed as the national enterprise electronic seal by the General Administration of Market Supervision. Up to now, the enterprise electronic seal management system in our district has collected 159,000 electronic stamps for legal filing through the public security department, and all of them have generated electronic seals for free distribution and application to enterprises, which has provided support for the application of enterprise electronic seals in the government affairs field of the whole district.

Initiative 9: Cooperation between government and banks"improve service".On November 16, 2021, Ms. Li of Wulanchabu successfully applied for the establishment of Wulanchabu Tongda Distribution Service Co., Ltd. with the help of the agent of Wulanchabu New District Branch of China Construction Bank. While obtaining the business license through the self-service photo-taking equipment equipped by the bank, she simultaneously handled the bank account opening business, received the free seal presented by the bank, and started the business in one stop. There are 15 "government-bank cooperation" banks set up by enterprises in our region, and 1,272 "government-bank cooperation" agency outlets have been set up, covering 87 counties and districts in 14 league cities, providing business start-up services for 11,212 enterprises, reducing various expenses for enterprises by more than 26 million yuan, and promoting the complementary advantages of government affairs and finance and service integration.

Initiative 10: Business license"open office in different places".On June 27th, 2021, Mr. Wang of Guoneng (Beijing) New Energy Co., Ltd. went to the opening window of enterprises in Hainan District, Wuhai City to consult how to handle branch matters. The window staff demonstrated in detail the operation process and submission materials of self-service application. After Mr. Wang returned to Beijing, he set up Wuhai Branch of Guoneng (Beijing) New Energy Co., Ltd. through the "One Netcom" platform set up by Inner Mongolia enterprises. According to statistics, since the launch of the "One Netcom" platform by enterprises in Inner Mongolia, a total of 96,000 people have handled 169,000 enterprise-related businesses outside the region through the Internet, effectively solving the difficulties and pain points such as running many places and going back and forth, high cost and long time-consuming, and further improving the convenience level of enterprise-run services.

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Press conference on optimizing business environment for enterprises in Inner Mongolia Autonomous Region

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Inner Mongolia Daily reporterWe have noticed that since the beginning of this year, the State Administration of Market Supervision has put forward requirements for the start-up of enterprises, and the start-up time of enterprises has been continuously reduced to4 working days. Excuse me, how does the market supervision bureau of the autonomous region, as the lead department, guarantee this work goal and what measures have been taken?

GuanjunshanFirst of all, I would like to thank this reporter for his question, and I will give a brief answer to the above questions.

Since the beginning of the year, especially after the meeting of optimizing the business environment held by the Party Committee of the autonomous region, as the leading department of optimizing the start-up of enterprises in the autonomous region, we feel a great responsibility.According to the general requirements of "benchmarking domestic advanced", combined with the actual situation of enterprises in our region, we put forward the working goal of "completing the business in one day" on the basis of the national requirement of completing the business within 4 working days. In order to ensure the smooth realization of this goal, we have mainly done the following specific work: First, in view of the problem of different standards of registration at the grass-roots level, we issued the Notice on unifying enterprise registration standards and further optimizing the business environment for enterprises; Second, in order to solve the problem of imperfect software and hardware for enterprises to provide government services, we jointly issued the "Guiding Opinions on Improving the Level of Market Supervision Government Services and Optimizing the Business Environment" with the Government Service Bureau; Third, in order to solve the problem that the "One Netcom Office" platform does not support the mobile terminal to handle enterprise start-up, an intelligent approval business system without human intervention is built, and the enterprise registration and electronic business license can be completed through the mobile phone in an average of 40 minutes; Fourth, in order to solve the problems of inaccurate, unsmooth and multiple authentications of applicants for business start-up, the face comparison and real-name authentication system were upgraded and the function of living body detection was added, which realized one-time authentication and multi-department application when handling business licenses; Fifth, in order to solve the problem of high start-up cost of enterprises, the electronic seal of enterprises was built and applied online for free, becoming the sixth province in China to realize the application of electronic seal in the field of government affairs, and promoting seven municipal governments to pay for the free engraving of seals for new start-up enterprises; Sixth, in view of the inconvenient location for handling licenses, we jointly promoted "cooperation between government and banks" with the People’s Bank of China, and opened 1,272 bank-assisted agency outlets in the whole region.And gradually realize that enterprises use electronic business licenses to open bank accounts, and some banks also carry out the activity of "sending seals to banks for free".

These measures have effectively facilitated the start-up of enterprises, further stimulated the development vitality of market players, and won valuable time for enterprises to quickly enter the market and seize the opportunities.

Inner Mongolia Radio and TV reporterWhat has the public security department done to further optimize the business environment in our district?

Huang zhanming: First, build a seal security management information system. The system can be connected with the big data platform of the official seal of the Ministry of Public Security, the police comprehensive platform of the Public Security Department and the comprehensive management platform within the public security organs, so as to realize the nationwide query, comparison and identification of seal data. At the same time, we canceled the examination and approval of seal engraving, implemented filing management, and included seal engraving for filing."Multi-certification in one", the market supervision department collects the enterprise registration information and shares it with the public security organ, and the enterprise will not repeatedly submit relevant materials to the public security organ. The second is to implement the notification and commitment system for the administrative license of seal engraving industry, without setting quantitative restrictions. Before the implementation of the "streamline administration, delegate power, strengthen regulation and improve services" reform, the seal engraving unit set up seal engraving enterprises according to the number of local economies, which limited the effective competition of engraving enterprises. After the "streamline administration, delegate power, strengthen regulation and improve services" reform, enterprises that apply for seal engraving according to law can send it to the backstage of the "internet plus" public security government service system through the "Inner Mongolia Public Security" APP, and the county-level public security organs will approve the establishment if they meet the requirements. Third, the security management information system of the seal industry in the whole region will be officially connected to the "One Netcom" platform and the government service integration platform set up by enterprises in the autonomous region. When enterprises register for business licenses, the market supervision department will collect relevant information on seal engraving together, which will be pushed to the seal management system by the "One Netcom" platform. After the seal is made, the seal engraving unit will submit all real-time information such as stamp information and stamp-using unit information to the public security organ for filing through the seal system platform. At present, seal-using units can freely choose legal seal engraving enterprises to handle seal engraving business across leagues (cities) and flags (counties, districts) in the whole region, thus realizing "one network for seal engraving" in the whole region. There are 737 seal engraving enterprises in the whole region that have installed and used the seal information management system. Since the seal industry public security management information system was put into operation in November 2020, more than 420,000 seals have been engraved on the online platform.It has been well received by the majority of seal engraving enterprises and seal-using units. Fourth, the implementation of the time limit commitment system, seal engraving industry special industry license to complete the administrative examination and approval within 7 working days, in conjunction with the autonomous region market supervision, taxation and other relevant departments to reduce the start-up time of enterprises to 3 working days, seal engraving in 1 working day to complete. Fifth, cooperate with market supervision departments to promote the generation and application of electronic seals. The market supervision department of the autonomous region relies on enterprises to set up a Netcom platform to issue electronic business licenses and electronic seals. The generation of electronic seals is in accordance with the seal management measures of public security organs, and the public security organs provide the impression of entity seals to generate electronic seals synchronously, which will be issued synchronously with the electronic business licenses, so as to achieve the same effect as the entity seals and provide better services for enterprises. At present, our office has completed the construction of the data transmission channel between the "One Netcom" platform set up by the market supervision bureau and the seal information system of our office, provided the physical seal impression, and completed the data sharing of the seal impression and the "One Netcom" platform set up by the enterprise.

Hohhot Evening News reporterExcuse me, what achievements have been made by the human and social departments in reducing the start-up time of enterprises?

Wei LiThanks for this reporter’s question, so I’d like to introduce the measures taken by the human and social departments to reduce the start-up time of enterprises and the results achieved.

All along, the People’s Social Welfare Department of the Autonomous Region and the people’s social welfare departments at all levels in the region have attached great importance to optimizing the business environment and fully implemented it.The requirements of the "streamline administration, delegate power, strengthen regulation and improve services" reform, starting from the aspects of reducing work links, canceling work materials, simplifying work processes, etc., have made every effort to reduce the time limit for handling all kinds of services related to enterprises, people and society. In particular, businesses such as insurance registration and labor relations, which are closely related to the establishment of enterprises, have been handled online, and the insurance registration business has achieved zero errands and instant settlement.

First, in terms of social insurance registration. Incorporate social security registration into the enterprise registration link, cancel the issuance of social insurance registration certificates, and all the information required for social security registration is passed by the market supervision department."One Netcom" platform acquisition; The obtained enterprise registration information will be sent to the social security agency where the enterprise is registered in real time, and the enterprise social insurance registration will be completed in real time.

The second is in optimizing the service process. Service matters of our office in human societyOn the basis of "one network office", we will fully promote the comprehensive teller system "one window office" service model of "comprehensive acceptance at the front desk, classified approval at the back desk and unified delivery at the window".

The third is in information facilitation. Developed a comprehensive teller system for people and society in the whole region.The "one window" information platform integrates multiple subsystems such as comprehensive acceptance, task scheduling, business monitoring and electronic archives. It has realized the enterprise’s "one online communication, one offline window communication".

China Economic Weekly reporterSince the beginning of this year, what specific measures has the tax bureau taken to improve the service level of enterprises?

Wan Dong:Since the beginning of this year, the tax bureau has thoroughly implemented the CPC Central Committee and the State Council’s policy on deepening"streamline administration, delegate power, strengthen regulation and improve services" reform, decision-making and deployment to optimize the business environment, further implement the spirit of the conference on optimizing the business environment in the whole region, strictly implement the relevant requirements of local party committees, governments and the State Administration of Taxation, cooperate with the autonomous region market supervision administration and other enterprises to start multi-sectors, fully implement the measures to optimize enterprise start-up, and continuously improve the service level of enterprise start-up. The tax bureau mainly adopts the following measures to promote enterprises to start, improve quality and increase efficiency:

The first is to reduce time. this yearIn August, the market supervision bureau and the tax bureau of the autonomous region reduced the data transmission time of the two departments from 70 minutes to 4 to 10 minutes by optimizing the information transmission mechanism, cutting down the data transmission links and promoting direct data communication, so as to achieve quasi-real time, reduce the start-up time of enterprises, effectively improve the start-up experience of enterprises, realize the "non-inductive joint operation" of the start-up matters of municipal supervision and tax enterprises, and ensure that the market participants can complete the start-up matters of enterprises within one working day.

The second is to shrink the link. this yearIn September, the market supervision bureau and the tax bureau of the autonomous region further strengthened the sharing of real-name information. After the real-name identity information of the municipal supervision department was collected, the tax department no longer collected it repeatedly, and directly verified the application when handling tax real-name matters, reducing the start-up links of enterprises and reducing taxpayers’ repeated real-name information collection.

The third is the pressure process. By relying on a network platform—— In the tax area, taxpayers fill in the Comprehensive Application Form for Tax-related Matters of Newly-established Enterprises to realize "one-form integration", and provide six set-meal services for the majority of market players, including registration information confirmation, invoice type verification, VAT general taxpayer registration and invoice collection.

Yang Guangwang reporterOpening a bank account is an important part of the enterprise’s start-up. What measures does the financial department take to optimize the bank account service?

Yang guangxingSince the beginning of this year, the Hohhot Central Sub-branch of the People’s Bank of China has conscientiously implemented the CPC Central Committee and the State Council.The "streamline administration, delegate power, strengthen regulation and improve services" reform and the deployment of "six guarantees" take the optimization of bank account service as an important measure of "I do practical things for the masses", focus on the account service needs that the masses are concerned about, and continue to optimize the bank account service level under the overall principle of "two reductions and two enhancements" in account management, and strive to improve the satisfaction of enterprises and the public in account opening services.

The first is to strengthen political and banking cooperation. Cooperate closely with the market supervision bureau of the autonomous region, promote the business license of bank outlets, and realize the joint operation of enterprises applying for registration and opening bank accounts. byBy the end of October, the region had signed more than 1,200 bank agency outlets, covering 12 allied cities in the region, and handled more than 20,000 business licenses and opened more than 6,700 bank accounts for enterprises through agency outlets. On this basis, it has guided commercial banks to actively realize multi-sector data sharing, and promoted commercial banks to make an appointment to open accounts and set up a "One Network Office" platform for enterprises in the autonomous region. At present, five institutions, including China Bank and the Association of the Autonomous Region, have completed access, covering more than 3,400 bank outlets in the whole region. Increase the application and promotion of electronic business licenses, encourage banks to actively equip electronic business license identification devices, and handle account opening business for enterprises holding electronic business licenses. Up to now, nearly 50% of the bank outlets in the region have the conditions to accept electronic business licenses.

The second is to reduce fees and make profits. Guide and urge banks and payment institutions in the jurisdiction to strictly implement the policy requirements for reducing the payment fees of small and micro enterprises and individual industrial and commercial households, and complete transitional preparations such as self-inspection of fees, price publicity, identification of small and micro enterprises, and system transformation on schedule. Strengthen policy transmission, guide and dispatch the implementation difficulties and work progress of fee reduction and profit reduction, and ensure that the fee reduction policy is implemented as scheduled. At present, the whole region is involved in related businesses.190 banks and 29 payment institutions have all officially implemented the policy of reducing payment fees on September 30. In the first month of the implementation of the fee reduction policy, the accumulated payment fees including account opening fees were reduced by about 15 million yuan, benefiting 710,000 small and micro enterprises and individual industrial and commercial households.

The third is to do a good job in research and supervision. The Party Committee of Hohhot Central Sub-branch of the People’s Bank of China attaches great importance to the work of opening accounts for small and micro enterprises and individuals. The main responsible comrades and leaders in charge of the branch personally led a team to sink into the front line and went deep into many bank outlets in Hohhot and Qixian to conduct unannounced visits. People’s banks at all levels in the region have accumulatedMore than 4,900 bank outlets supervised the account service, and the coverage rate of outlets reached 93%. The survey shows that 99.63% of enterprises are satisfied with the account opening service, which shows that the overall convenience of opening an account in the autonomous region is good and can meet the needs of enterprises.

In the next step, Hohhot Central Sub-branch will continue to strengthen communication and cooperation with market supervision, human society and housing construction departments, guide banks in the jurisdiction to continue to improve account services, and actively contribute to optimizing the business environment for enterprises in the autonomous region.

Hohhot radio and TV reporter: How to realize the deposit registration of housing provident fund enterprises through the establishment of a network platform by enterprises?

Chen JianRelying on an online platform to implement the deposit registration of housing provident fund enterprises can be online.The application for "filling in a form" is also a concrete measure to implement the decision-making arrangements of the CPC Central Committee and the State Council, deepen the "streamline administration, delegate power, strengthen regulation and improve services" reform, optimize the business environment, build a service-oriented government, and further optimize the services provided by enterprises. In the start-up process, enterprises can apply for online registration of housing provident fund enterprises through the "Mengchangkai" APP, the "One Netcom" platform opened by enterprises in autonomous regions, and the network halls of urban housing provident fund centers in various cities.

In order to ensure the realization of housing provident fund enterprise deposit registration"One Network Office", the Housing and Urban-Rural Development Department of the Autonomous Region organized and built a registration platform for housing provident fund deposit, which further shortened the start-up time of enterprises and improved the online processing efficiency of enterprises. There is a provident fund zone on the comprehensive service platform of market supervision in Inner Mongolia Autonomous Region, which goes directly to the deposit registration page of enterprises in the urban housing provident fund center of each alliance city, further facilitating enterprises to handle the registration of housing provident fund deposit. Enterprises can also realize the change of registration, account opening and deposit information of online housing provident fund units through the online channel of "Inter-provincial General Office" of the housing provident fund centers in various cities, without geographical restrictions.

At the same time, in order to further simplify the start-up process of enterprises, enterprises that have registered the deposit of housing provident fund enterprises online through a network platform do not need to repeatedly authenticate and collect information when handling related businesses in the provident fund center.

　　Just after the Spring Festival in 2024, domestic car companies ushered in a enter the dragon. This "year-opening drama" led by () accurately locked the "artery" of the commercial war between car companies-price. No matter whether it is active or passive "bloodletting", almost all car companies have participated in this price war, and there is no obvious sign of ending so far.

　　Recently, the reporter visited a number of offline stores of car companies in Jinan and found that this price war has penetrated into the sales front line and had a significant impact. Appropriate price wars between car companies have also benefited consumers.

　　Great strength, many patterns and wide range.

　　The price war of new energy vehicles will be upgraded again.

　　Just after the Spring Festival holiday in 2024, BYD brought the glory versions of two popular models, Qin PLUS and destroyer 05, at an unprecedented price, shouting the slogan "Electricity is lower than oil" and "detonated" the calm automobile market.

　　Posters of some car companies with reduced prices

　　At this time, the domestic automobile market has just experienced a fierce price war spanning the whole year of 2023 and is still in a short and calm "rest period". BYD Qin PLUS’s announcement of price reduction in the range of 70,000 yuan, such as thunder on the ground, directly rushed to the hot search. Li Yunfei, general manager of BYD’s brand and public relations department, even bluntly said on the social platform: "This’ dual-core bomb’ thrown into the fuel vehicle market will completely open a decisive battle with fuel vehicles."

　　Within one day, Wuling, Beijing Hyundai, (), Nezha Automobile and other car companies quickly followed suit and issued price reduction announcements. After that, various car companies have entered the game one after another, and they have been "mixed" to this day.

　　According to rough statistics, at present, nearly 30 automobile brands, such as Volkswagen, Zero Run, Chery New Energy, Great Wall Euler, Nezha, Geely, Wuling, etc., have participated in the price reduction tide with over 100 models, and have reduced prices and made profits in various ways.

　　This round of price reduction has triggered a series of chain reactions and intensified the price competition among automobile brands. In addition to the most direct concessions and price cuts, some car companies have introduced differentiated preferential policies. For example, Lantu Automobile has introduced a total replacement subsidy of 1 billion yuan, covering all its models of Lantu FREE, New Lantu Dreamer and Lantu Chasing Light, and can enjoy a subsidy of up to 50,000 yuan when buying a car.

　　Some new cars released during this period have also lowered their prices, so it is hard to say that they have not been affected by the price war at all.

　　On February 27th, Extreme Krypton released the completely redesigned Extreme Krypton 001, which not only provided a higher configuration, but also controlled the price range from 269,000 to 329,000 yuan, and reduced the price by about 30,000 yuan, making it a hot model in the near future. "The price of the new Krypton 001 is so affordable that it is even 20,000 yuan or 30,000 yuan lower than the price I personally guessed at the beginning." A staff member of Jinan Shimao Plaza Polar Krypton Center told the reporter.

　　Manager Li, who is in charge of sales of iCAR Jinan Jijia Store, said that when the first model of iCAR 03 was released on February 28th, the price was adjusted, from the pre-sale price of 129,800 to 185,800, and the price was reduced by nearly 20,000 to 109,800 to 169,800. "Now that the market is so big, we are pricing it in order to cope with the market environment." Manager Li said.

　　Tesla, as the "first brother" of foreign new energy vehicles, brought news of rising prices. Fang Rui, manager of Jinan Tesla Center Store, told reporters that due to the fluctuation of overseas Tesla prices, domestic Tesla may usher in price increases after April 1. At present, the time-limited insurance subsidy of 8,000 yuan, the car paint subsidy of up to 10,000 yuan and the financial discount benefit as low as 1.99% that can be enjoyed by car buyers will also expire on March 31.

　　In addition, only brands such as deep blue have heard sporadic news of price increases. On the whole, the whole price war seems to be continuing.

　　Offline stores are hot.

　　Consumers have a large choice.

　　"Hello, are you a staff member here?" At the beginning of March, Mr. Liu, a customer, wandered around the brand-new Krypton 001 for a long time at the polar car booth of the 2024 Jinan Spring Auto Show. No polar staff received him, and he mistook another customer for a staff member. Because the number of consumers who came to ask was too large, the staff was too busy. Within about half an hour of the communication between the reporter and Mr. Liu, people kept coming to the Krypton booth, and most of them went straight to the brand-new Krypton 001 after the price reduction.

　　Consumers at the scene of the 2024 Jinan Spring Festival Auto Show

　　This situation is not a special case. Recently, the reporter visited the offline stores of BYD, Geely, Lectra, Chery New Energy, Dongfeng Honda and many other car companies, and many stores were busy. Although it is a working day, customers who come to the store for consultation and test drive are still in an endless stream. Most popular models have reservations and need to queue up. The queuing time ranges from half an hour to two hours.

　　"Since the announcement of the price reduction, we have turned around at once, and by the weekend, there are more customers than we can receive." At BYD Dynasty Net Jinan Gancheng 4S store, account manager Chen Yu told reporters that at the weekend, their store arranged three test drive specialists. When customers came to test drive, they still had to wait in line for 20 minutes to half an hour.

　　In BYD Ocean Network Ganyu 4S store, the destroyer 05 Glory Edition, which has attracted the most attention, has sold all the exhibition cars. Dong Wang, a salesperson, said that because the sales are too hot, he is placing an order for this model now, and it is expected that the car will be picked up in a month.

　　Wang Dawei, general manager of Chery New Energy Jinan Hengxin Store, said that Chery New Energy has introduced sincere preferential policies. Taking urban scooters as an example, whether buying QQ ice cream or brand-new ants with higher configuration, they all have higher preferential strength and benefits such as quality assurance, zero down payment and household charging piles, and now customers pay high attention to these models.

　　However, according to the hot offline situation of stores and the actual sales analysis of various car companies, it is not difficult to find that there are still a large number of consumers in the wait-and-see stage of "just watching and not buying". "Many customers who have recently arrived at the store are curious to inquire after hearing the news of price reduction. Their willingness and demand for car purchase are not very strong." Dong Wang said.

　　Part of the reason is that some car companies only symbolically cut prices due to their own positioning and other factors, or the overall landing price after the price reduction is basically the same as before, so it is difficult to touch the price pain points of consumers in this round of price war.

　　The salesperson of a 4S shop in Jinan Lingke calculated an account: "Take Lingke 05 Yao Halo as an example, the previous official guide price was 198,800 yuan, and after the official drop, it was 188,800 yuan. Although the official has dropped by 10,000 yuan, the store can give a discount of about 30,000 yuan before, and now it may only give 20,000 yuan, and the overall landing price has remained basically unchanged. "

　　Another reason is that many consumers are worried that car prices will drop further after the shock. Although the current price reduction efforts have been great, many people still hold the mentality of "buying up and not buying down" and continue to wait and see.

　　"No one knows how the configuration and price of the new car will change in the next step. It is better to wait for this round of price war to stabilize and then pick it slowly. If you start now, I am afraid that you will soon be’ backstab’." In the krypton center of Shimao Square in Jinan, a citizen who came to hang out told reporters.

　　Appropriate market competition

　　Can make consumers benefit.

　　The year 2024 is not only a year to upgrade the price competition of car companies, but also a year to decide the life and death of many car companies, which has become the consensus of many people in the industry.

　　Wang Chuanfu, chairman of BYD, said that the development of new energy vehicles will not give us a chance to stop, slow down and catch our breath.

　　He Xiaopeng, chairman of Xpeng Motors, described this year’s competition between car companies as "a sea of blood" in his commencement letter in 2024.

　　Cui Dongshu, secretary-general of the Association, said bluntly on his personal new media platform: "2024 is a crucial year for new energy vehicle companies to gain a foothold, and the competition is bound to be fierce."

　　With the recent entry of brands such as Guangzhou Automobile Ai ‘an, Link, Cadillac, etc., this price war, which has been staged for a month, still shows no signs of stopping, and a sense of concern begins to spread: Will this price war turn into a vicious competition with ineffective involution?

　　Yang Xueliang, senior vice president of Geely Holding Group, said that high value is the way out for China automobile to become bigger and stronger, and the road of price war will become narrower and narrower. "Everyone should hold a group to keep warm, not kill each other." Yang Xueliang left such words on the Weibo.

　　There are also views that proper market competition can bring positive effects to both consumers and manufacturers. Just as a netizen nicknamed "Rice Boy" left a message under the topic of "This year is the worst year for the price war of new energy vehicles": "Competition is divided into two aspects. First of all, it must be that car companies reduce costs and increase efficiency, and consumers get benefits; The second is to force car companies to improve their technical standards and accelerate the upgrading of new energy vehicles. "

　　However, for consumers, these topics seem to be too heavy and too far away. "I can’t worry about the grand narrative of industrial chain optimization and car enterprise competition. For me, I was very satisfied with the car that I had to "stand on tiptoe" and "bite my teeth" to buy. " A consumer who participated in the auto show told reporters.

　　Consumers are talking with the car consultant of Dongfeng Honda about buying a car.

　　"Our common people’s demand is very simple, that is, to buy a better car with less money. If it weren’t for the price war, you wouldn’t be able to mention the new Civic in your early 100 thousand s. For us, the price war is also a good thing to some extent. " In the 4S shop of Dongfeng Honda Xindayou Industrial North Road, a consumer and his family just signed a car purchase contract for the 11th generation Civic and told reporters happily.

　　BEIJING, Beijing, November 4 (Chen Caixia) "# Trump is dead #" & mdash; — Recently, this tag was posted on Twitter’s hot search list. In less than an hour, it received more than 20,000 likes and thousands of reposts, which triggered a hot discussion among netizens.

　　Is this former American president really dead?

　　Of course not. This is a tag created by American comedian Tim Heidecker to test Twitter’s new content censorship mechanism.

　　Test: Is it right or wrong for Musk to "loosen" Twitter?

　　Why did Haidekker do this?

　　In fact, his spearhead is not aimed at Trump, but the new owner of Twitter — — Musk.

　　Image source: Haidekker Twitter screenshot

　　"I am very sad, Trump seems to be dying." Haidekker wrote. "In fact, he may have a very serious disease, and he died of it."

　　Subsequently, a large number of netizens joined the team that spread false news, and some even imitated CNN and other media to report the news that "Trump passed away at the age of 76".

　　Screenshot of CNN fake report "Trump is dead" made by Twitter users.

　　According to the report of Newsweek, the deliberate spread of the false news of "Trump is dead" is actually a satire and provocation to Musk’s relaxation of Twitter content review and a test of the tightness of the new censorship mechanism. Because the outside world is worried that Musk will encourage the crazy spread of false information, hate speech and conspiracy theories on Twitter and become a safe haven for sprayers and conspiracy theorists.

　　In view of the huge influence of the platform in the world, Twitter has been tightening control over the past few years to crack down on false or discriminatory dangerous statements.

　　However, after Musk took over Twitter, in addition to "changing blood" for the company’s executives, he also planned to relax the review of the content to make it more in line with his vision. He had intended to cancel the rule of permanently banning users. In addition, he also preached that he was a "free speech absolutist" and vowed that as long as the rumor itself was not illegal, he would not delete the title at will.

　　Although Yoel Roth, head of Twitter’s security and integrity, said that during the transition period when Musk took over, Twitter’s rules were "still being implemented on a large scale", American business insider websites reported that after Musk entered Twitter, the number of employees who were allowed to delete such content was limited, which led to an exponential increase in the use of defamation and hate speech on Twitter.

　　Up to now, those posts claiming that Trump is "dead" have not been blocked. Musk wrote in a post after the fermentation of this matter: "Twitter resonates with the masochist in all of us … … The price you pay will be rewarded! "

　　Worried: Twitter fears a new wave of fake election information.

　　Over the years, Twitter has gradually evolved into an important political tool, providing politicians and activists around the world with the ability to reach millions of people. According to a survey by the Pew Research Center, an American polling agency, the core user group of Twitter is about a quarter of American adults.

　　Musk vowed to "untie" Twitter and release this "blue bird", which caused concern and anxiety in American political circles. The mid-term election on November 8 is approaching, and political and media experts believe that a new wave of false election information will be set off.

　　The US "Politician" website pointed out that the Republican Party, especially Trump’s supporters, regarded Musk as a "savior" and liberated them from the shackles of silence.

　　The Democratic Party is worried that the loosening of Twitter will make Trump supporters publicize extreme right views or false election fraud information on Twitter. At present, the Democratic Party has only a slight advantage in both houses of Congress. Republican leaders have made it clear that if the party returns to Congress, it will definitely block the bill promoted by Democratic President Biden.

　　"This is an earthquake," Democratic strategist Abby Rahman said. "If Trump runs for president again in 2024, Twitter may help spread any lies he wants about elections and voting." (End)

　　In recent years, new energy vehicles have developed rapidly. The picture shows the employees in the assembly workshop of an automobile company in Jinhua City, Zhejiang Province, reporting the cars off the assembly line in an orderly manner. Photo by Hu Xiaofei (People’s Vision)

　　The construction of charging facilities for new energy vehicles is accelerating to help residents travel green. The picture shows a new energy car owner charging in Longxing Lake Park, Baofeng County, Pingdingshan City, Henan Province. Photo by He Wuchang (Xinhua News Agency)

　　On December 14th, insurance association of china issued the Exclusive Terms of Commercial Insurance for New Energy Vehicles (Trial) (hereinafter referred to as the Terms), which consists of the Model Terms of Commercial Insurance for New Energy Vehicles (Trial) and the Model Terms of Accident Insurance for Drivers and Passengers of New Energy Vehicles (Trial). How will the Articles provide more effective and targeted insurance protection for consumers of new energy vehicles? The reporter interviewed the association and relevant experts.

　　What are the highlights of the design of the Terms?

　　— — Diversified insurance scenarios, customized insurance liabilities and humanized insurance protection.

　　"In terms of insurance liability, both for ‘ Sandian ’ The system provides guarantee and comprehensively covers the use scenarios of driving, parking, charging and operation of new energy vehicles; In terms of terms development, it not only considers the current mainstream technical route, but also leaves room for innovation in the new format of the new energy automobile industry. " Wang Yuxiang, member of insurance association of china Party Committee and vice president, introduced that the Clauses cover 4 main risks and 15 additional risks.

　　From the perspective of insurance structure, there are many innovations compared with the current Model Clauses for Commercial Insurance of Motor Vehicles (2020 Edition). Wu Tao, deputy general manager of Ping An Property Insurance, analyzed that the Model Provisions for Commercial Insurance of New Energy Vehicles (Trial) has three main risks and 13 additional risks. The main risks are structurally consistent with the current Model Provisions for Commercial Insurance of Motor Vehicles, and the additional risks have been revised and completed except for the nine additional risks in the current Model Provisions for Commercial Insurance of Motor Vehicles, and the Special Provisions for Value-added Services of Additional New Energy Vehicles have been added. Two additional risks, namely, Additional Hospitalization Allowance Insurance and Additional Medical Expenses Compensation Insurance, in the Model Provisions of Accident Insurance for Drivers and Passengers of New Energy Vehicles (Trial) are consistent with the current provisions.

　　Mao Jiwen, the marketing director of PICC P&C Insurance, believes that the highlights of the Terms are mainly reflected in three aspects: First, the diversification of insurance scenarios, such as the development of "Loss Insurance for Self-use Charging Piles" and "Liability Insurance for Self-use Charging Piles" in combination with the characteristics of new energy vehicles, to focus on solving the risks arising from auxiliary facilities in the application of new technologies; The second is the customization of insurance liability, highlighting the structural characteristics of "three electricity" systems such as battery and energy storage system, motor and drive system of new energy vehicles, and expanding the scope of protection to vehicle-specific use scenarios, such as self-service charging and special vehicle engineering operations; Third, the insurance guarantee is humanized. Combined with the risks in the charging process of new energy vehicles, the Additional External Power Grid Failure Loss Insurance is designed to cover the vehicle losses caused by external power grid transmission and transformation failures and abnormal current and voltage.

　　How to protect the unique losses of new energy vehicles?

　　— — The fire of new energy vehicles and the loss of charging piles are all within the scope of protection.

　　The innovative car scene of new energy vehicles has also derived new risk points. For example, new energy vehicles use power batteries as energy storage devices, and vehicle auxiliary equipment extends to charging facilities. In addition to the traditional traffic accident risk, major accidents such as fire and deflagration of power batteries constitute new risk factors. How to protect the unique accident risks of this kind of new energy vehicles is the focus of consumers’ attention and the focus of previous clause design research.

　　Shen Hua, vice president of China Property & Casualty Insurance, said that the fire and burning of new energy vehicles is not only the insurance liability of "New Energy Vehicle Loss Insurance", but also the insurance coverage of "New Energy Vehicle Third Party Liability Insurance". "At present, the maximum liability limit of auto insurance three-person insurance can reach 10 million yuan. It is suggested that the majority of new energy vehicle owners can choose the appropriate third-party liability limit for insurance according to their own risk protection needs." Shen Hua said.

　　At the same time, Shen Hua suggested that consumers can also choose to insure the "legal holiday limit doubling insurance" on the basis of insuring the auto insurance three risks. During the legal holidays (including weekends), the liability limit of the auto insurance three risks can be doubled, and consumers can get double risk protection only by paying a lower premium.

　　The newly added two additional risks, namely, loss insurance for additional self-use charging piles and liability insurance for additional self-use charging piles, have also attracted much attention. "Additional self-use charging pile loss insurance" provides insurance protection for the loss of charging piles caused by natural disasters, accidents, theft or damage by others; The liability insurance of additional self-use charging piles covers the personal injury or property loss of third parties that may be caused by electric piles.

　　"The Clauses include the loss of charging pile equipment itself and the personal injury or property loss of a third party that may be caused into the insurance liability. This is the first time that the insurance industry has included the off-vehicle equipment into the insurance liability, and it is a bold exploration, important breakthrough and new attempt to provide insurance protection around the consumer car scene." Fu Tianming, vice president of China Life Insurance, said.

　　What changes have been made to the claims process?

　　— — Broaden the security boundary, try our best to avoid claims disputes and continuously upgrade claims services.

　　What is the difference between the claims process of new energy vehicles and traditional motor vehicles?

　　"For consumers, there will be no obvious difference between the claim settlement process and the current Model Provisions on Motor Vehicle Commercial Insurance." Bi Xin, general manager of PICC P&C Claims Department, introduced that claims also showed some new features in view of the risk characteristics and usage characteristics of new energy vehicles.

　　For example, Bi Xin, in addition to including risks such as external power grid failure, charging pile loss and liability into the scope of insurance claims, broadens the protection boundary, and the Terms also explain the expressions of proper terms such as "new energy vehicle", "process of using the insured new energy vehicle" and "battery decay" to avoid disputes over insurance claims caused by different understanding of terms. In addition, the "Terms" continue to upgrade claims services, and comprehensively sort out the risk points, service standards and operational norms that may be involved in claims-related links. "Relying on technology empowerment, we will launch more online, personalized and differentiated new energy exclusive claims service initiatives to better meet the insurance claims service needs of different consumer groups." Bi Xin said.

　　The new energy automobile industry is in the process of rapid development, which poses new challenges to the insurance industry. Experts believe that only by accelerating product innovation, accelerating the accumulation of empirical data, and accelerating the integration with related industries such as automobiles and collecting more industry information can we promote the high-quality development of new energy auto insurance.